From the CEO

by Phil Meyer

I’d like to thank you for putting your trust in Ohio University Credit Union; we are proud of our history of putting people before profits.

Such focus has also allowed OUCU to remain safe and secure throughout our nation's turbulent economic times.

OUCU's capital ratio of 9.4% is much higher than the 7% minimum that is required by the National Credit Union Administration.

Additionally, despite sluggish lending nationwide, OUCU's lending numbers have remained strong through a combination of quality products and competitive loan rates.

Although OUCU's deposit rates also remain competitive, they also reflect a current national trend — low deposit yields. However, our Financial Services department offers several alternative investments that can provide members with higher yields than many certificate and deposit rates found in today's market. Cory Corrigan, VP of Financial Services, is always happy to discuss a variety of investment options that are tailored to your needs.

Financial personalization and access to your money is part of the credit union difference. To help further our ongoing efforts to increase such personalization and access, OUCU has been working hard on a new mobile banking platform for our members. OUCU mobile banking will let you check your balances, transfer funds, pay your bills and more with this new (and free) service - conveniently from your mobile device.

Best of all, we’ve developed mobile banking to work with virtually all of today’s mobile phones and service providers. If your phone allows text messaging, can browse the Internet, or is an iPhone, Android or Blackberry device, OUCU Mobile Banking will work for you.

- Phil