Whether your business is large or small, we offer the accessibility and convenience that you need.
The $10 monthly maintenance charge will be waived each month you have 25 or less transactions or by maintaining a $5,000 minimum daily balance in your member business checking account.
Earns quarterly dividends when you maintain a minimum daily balance of $5,000.
Easily reorder your checks online.
New! We now offer a ReadyLine of Credit that is linked to your checking account and can help cover overdrafts or unexpected expenses.
Ready to open your business checking account? Read our Business Account Checklist for needed information
A new federal regulation now requires all financial institutions to now obtain, verify and record identifying information for all “beneficial owners” of legal entities.
If you have a business relationship with us, no immediate action is necessary on your part and this change will not impact your existing business accounts. If you choose to open a loan or deposit account in the future, we will need to collect this information, including the renewal of a loan or share certificate.
EACH time an account is opened for a covered Legal Entity, we are required to ask you for the name, address, date of birth, social security number, and identifying documentation (i.e. driver’s license) for:
• Each individual who directly or indirectly owns 25% or more of the legal entity, AND
• One individual with significant control of the legal entity (i.e. CEO, CFO, General Partner, Treasurer, etc.)
If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation to certify that this information is true and accurate to the best of your knowledge.
We understand the information requested through beneficial ownership is sensitive; it is required in order for us to comply with the law. All information collected by Ohio University Credit Union is securely stored and handled with our strict privacy policies.
Becoming a member is easy. And, you'll only need to keep $10 in a Regular Savings account to maintain your business membership.
At least 50% of your business owners must be eligible. Member Business checking requires a $25 initial deposit or the selection of direct deposit to open.