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business services

Member Business Savings Accounts

Regular Share Savings

A basic savings account featuring

  • NO monthly service fee
  • A $10 balance maintains your business membership
Ready to open an account? Use our Business Account Checklist as a guide for needed information


Money Max Savings Account

Perfect for savers who maintain higher balances.

  • Earns competitive tiered rates*
  • Minimum balance to open: $10 or direct deposit
  • Dividends are calculated daily; paid and compounded monthly
Business Account Checklist


Member Business Certificates

  • Terms range from 6 months to 60 months
  • Just a $500 minimum deposit
  • Be sure to check out our weekly specials.
    There are penalties for early withdrawal.

New Beneficial Ownership Requirement

A new federal regulation now requires all financial institutions to now obtain, verify and record identifying information for all “beneficial owners” of legal entities.

If you have a business relationship with us, no immediate action is necessary on your part and this change will not impact your existing business accounts. If you choose to open a loan or deposit account in the future, we will need to collect this information, including the renewal of a loan or share certificate.

EACH time an account is opened for a covered Legal Entity, we are required to ask you for the name, address, date of birth, social security number, and identifying documentation (i.e. driver’s license) for:
• Each individual who directly or indirectly owns 25% or more of the legal entity, AND
• One individual with significant control of the legal entity (i.e. CEO, CFO, General Partner, Treasurer, etc.)

If you are opening an account on behalf of a legal entity, you will be required to provide the appropriate documentation to certify that this information is true and accurate to the best of your knowledge.

We understand the information requested through beneficial ownership is sensitive; it is required in order for us to comply with the law. All information collected by Ohio University Credit Union is securely stored and handled with our strict privacy policies.

Beneficial Owner Certification Form (PDF)


Not an Ohio University Credit Union member?

Becoming a member is easy. And, you'll only need to keep $10 in a Regular Savings account to maintain your business membership. At least 50% of your business owners must be eligible.

*Federal regulations prohibit no more than 6 pre-authorized withdrawals in a month. These include telephone, wire and Internet withdrawals.