Member Business Financing
Whether you're just getting started, or already established, we can offer a variety of options.
Business Short-Term Loan
- Perfect for those short-term financing and cash flow needs
- Loan terms ranging from 30 days to 180 days
- Interest payments are due monthly; principal paid at maturity
Business Line of Credit Loans
- Use for seasonal working capital, inventory and accounts receivable needs, small equipment purchases and other small projects
- Monthly payments of interest of the outstanding balance required
- Easy access to your money - you can transfer on line, call in your request, or come to the Credit Union and get the money
Business Term Loan
- Perfect for financing needed equipment or long term working capital
- Fixed or variable rates
- Loan terms of up to 7 years available, allowing for lower monthly payments
Business Investment/Rental Property Loan
- Non-owner occupied
- 5, 10, and 15 year amortizations
- Fixed or variable rates
- Finance up to 80% loan- to-value
Business Real Estate Loan
- Perfect for purchasing a new location or refinancing your current mortgage
- 5, 10, and 15 year amortizations
- Variable rates available
- Member Business Loan Packet You'll need Acrobat Reader to print this PDF file. Once you've completed the information and included all necessary documents, please drop off your information to Donna Russell at either office or mail to OUCU, Attn: Donna Russell, P.O. Box 476, Athens, OH 45701.
For more information on any of our member business financing options, contact Manager of Member Business Services Donna Russell, located at the E. State Street office, at 597-2816 or drussell@oucu.org. Donna has over 13 years of business lending experience and is willing to help no matter how large or small your business.
