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Member Business Loans

OUCU Member Business offers a wide range of credit options to help you grow into the business that you want to become.

Business Short-Term Loan

  • Perfect for those short-term financing and cash flow needs
  • Loan terms ranging from 30 to 180 days
  • Interest payments are due monthly; principal paid at maturity

Business Line of Credit Loans

  • Use for seasonal working capital, inventory and accounts receivable needs, small equipment purchases and other small projects
  • Monthly payments of interest of the outstanding balance required
  • Easy access to your money - you can transfer online, phone your request or visit OUCU to receive your money

Business Term Loan

  • Perfect for financing needed equipment or long term working capital
  • Fixed or variable rates
  • Loan terms of up to 7 years available, allowing for lower monthly payments

Applying is Easy

Download and view our member business loan packet (PDF) (You'll need Adobe Acrobat Reader to view and print this PDF file). Once you've completed the information and included all necessary documents, please drop off your information to Donna Russell at either office or mail to OUCU, Attn: Donna Russell, P.O. Box 476, Athens, OH 45701.

For more information on any of our member business financing options, contact Donna Russell, Manager of Member Business Services, located at our E. State Street office, at 740.597.2816 or member.businesses@oucu.org