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Mobile wallets are here!

A safe and secure way to pay

Mobile wallets securely store your OUCU credit and debit cards in your mobile device, allowing you to make purchases in store or online at participating merchants.

Purchases made using your mobile wallet have an extra layer of security, keeping your card number secure. Best yet, you can load multiple OUCU cards and choose which one to use for payment!


Apple Pay®

To get started: On your device, open the Wallet app (comes already loaded) and tap the '+' sign. From there, follow the directions.

Devices: Use Apple Pay in stores on your iPhone® 6 or higher and Apple Watch™ with compatible iPhone 5 or later. Apple Pay can also be used in-app with your iPhone® 6 or higher, iPad Air™ 2, iPad Pro, iPad mini™ 3 or higher.

To use Apple Pay:
Look for the NFC logo at checkout.
Place your device near the contactless reader with your finger on Touch ID.
Wait for the subtle vibration and beep that lets you know payment is received.

Read more: Apple Pay

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Android PayTM

To get started: Install the Android Pay app from Google Play then hit the '+' sign to add your credit or debit card.

Devices: Use any NFC- and HCE-enabled Android device running KitKat 4.4+.

To use Android Pay:
Look for NFC logo at checkout.
With Android Pay you can simply unlock your phone, place it near a contactless terminal, and you’re good to go. You don’t even need to open an app. Tap and Android pay is that fast, that easy.

Read more: Android Pay 

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Samsung Pay

To get started: On your device open the Samsung Pay app and follow the instructions.

Devices: S7, S7 active, S7 edge, S6, S6 active, S6 edge, S6 edge+ and Note5 through an app update.

To use Samsung Pay:
Look for the NFC logo at checkout.
Samsung Pay does not require a contactless payment terminal and can be used at almost any store you would swipe or insert your card.
Select the Samsung Pay app, scan your fingerprint or enter your Samsung Pay PIN then hold your phone near where you would swipe the card. 

Read more: Samsung Pay 

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Microsoft Wallet

To get started: Open your Microsoft Wallet app. If you do not have the app, download it from the Microsoft Store. Select the ‘+’ or ‘add payment card’ and follow the instructions.

Devices: Microsoft Lumia 650, 650 Dual SIM, 950 or 950 XL—running Windows 10 and the Microsoft Wallet app.

To use Microsoft Wallet:
Look for the NFC logo at checkout.
You simply tap your phone on a contactless payment terminal, and your default credit or debit card is charged.

Read more: Microsoft Wallet

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Visa Checkout

Visa Checkout is the easier way to pay with your card online.  Pay with a single login from any device. You can store and use any OUCU Visa card with Visa Checkout, and there is no need to re-enter your card number and shipping information every time you make a purchase.

To get started: Enroll for free here 

Devices: Visa Checkout can be accessed using any web-enabled mobile device.

To use: Look for the Visa Checkout logo when paying for your online purchases

View: Visa Checkout video