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Hybrid & Electric Vehicle 0% Loan Program

Want to make Athens County more sustainable? We do, too!

We're collaborating with UpGrade Athens County to bring more zero-emission electric (EV) and hybrid vehicles to Athens. You may be eligible for 0% financing on your


Taking advantage of this great deal is easy as 1-2-3.

Step 1: Get preapproved

Fast answers - often in under one hour! Apply online, by phone at
(740) 597-2800 or in person.

Step 2:  Find your vehicle - new or used

Hybrid and electric approved vehicle list

Not familiar with EVs? Visit the UpGrade Athens County Hybrid and Electric Vehicle Loan Program page to better understand hybrid & EV benefits.

Step 3:  Join the movement

Each mile you drive will bring Athens closer to winning the Georgetown University Energy Prize. UpGrade Athens County will work with you to document your energy savings. By working with OUCU, you'll also help support a more sustainable local economy!

Don't have an OUCU account yet? You can join, really! Experience the benefits of belonging to a not-for-profit financial cooperative.


Frequently Asked Questions

1. How long will the program run?

It is expected to run through June 8, 2017. However, a limited number of loans are available, so the final end date may be subject to change.

2. What is the minimum credit score to get 0% interest?

There is no minimum credit score requirement. Loans must meet all standard lending guidelines. All approved applicants that meet program requirements will be eligible for 0% interest.

3. Why offer 0% on EVs and hybrids only?

The goal of this program is to increase awareness and use of all-electric and hybrid vehicles, which will help Athens in its bid to win the Georgetown Energy Prize. The prize will award $5 million to the winning city to spend on energy efficiency programs.

4. How do you find out more about EVs?

Contact UpGrade Athens County for more information about the benefits of driving an EV.




* Interest-free financing is provided through the UpGrade Athens County EV Loan Program. Participants in the program must be a resident of Athens County or be employed by an employer whose principal place of business is Athens County; meet the lending guidelines of Ohio University Credit Union; purchase a 100% electric vehicle or hybrid from the approved vehicle list; and agree to report vehicle mileage to UpGrade Athens County as set forth in the participation agreement. Membership with OUCU required.

Subject to credit approval. On a $20,000 loan for 60 months at 0% apr, your monthly payment would be about $333. Special offer is good on new and used vehicles from the approved vehicle list.