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loans & credit cards

loans & credit cards

Summer awaits....We have money to lend!

Yes, we do!  Our founder, Dr. Harry B. Crewson, professor of economics and Ohio University's 17th president, started the the credit union to help people make the most of their money. 60 years later, we’re still going  strong – working  everyday day to improve the lives of our members. As a not-for-profit financial cooperative, we work to keep our rates affordable with products and services that best fit your monthly budget.


Auto Loans

Got your eye on a new or newish vehicle?

Summer Fun Loans

Feel the wind in your hair and the sun on your face!

Motorcycles, RVs, Boats, Tractors, ATVs

  • New and used as low as 2.99% apr
  • No application or prepaid finance charge

Personal Signature Loans

Need extra funds for a project, special event or debt consolidation?
A personal signature loan with a fixed rate and term can help make it happen.

Home Equity Loans

Lines of credit and fixed rate loans for your project and budget


Not an OU Credit Union member?  You can join, really.

We’re a not-for-profit financial cooperative owned by our customers who are actually members of our co-op. Rather than being accountable to stockholders like for-profit banks, OUCU returns profits to our members in the form of products, services and favorable rates and fees. Our goal is to make a positive difference in the lives of our members and the Athens community.


Subject to credit approval. On a $10,000 loan at 2.99% annual percentage rate for 60 months, your monthly payment would be around $196. Includes single credit life and disability protection. Your actual rate will depend on your credit history and age of the vehicle.
MortgageClick Reg. U. S. Pat. & T/M off.