Signature Line of Credit

Funds when you need them - plus a safety net for your checking account.

This line of credit is attached to your checking account and is available to help insure against the embarrassment and expense of a returned check. It also is available anytime you need extra funds.

• No annual fee
• Fixed rate
• Rates range from 10.99% to 18.00% based on your credit history and discount for automatic payments.

Overdraft occurrences

Should you overdraw, your line will automatically transfer the funds in increments of $100 to cover the overdraft into your checking account. If you have less than $100 available credit, you will be advanced only the amount of the overdraft.

You can set up a text or email alert to let you know when a draw has occurred using CUAlerts in CATS Online homebanking.

Repayment of your line

If your line has a balance, a minimum payment of 2% of the balance or $20.00, whichever is greater, will automatically be deducted from your checking account on the 20th of each month. You can view your line of credit information on your monthly account statement. Repayment can also be made anytime in CATS Online Internet banking.