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loans & credit cards

CU Cash Now

At OUCU, we realize that some of our members are using payday lending outlets or check-cashers to help make ends meet - at a high price and in some cases up to 800% annual percentage rate!

Our CU Cash NowTM line is designed for established members who need a small dollar amount to carry them over until their next regularly scheduled income check or who are looking to rebuild their credit. It is generally available to members regardless of credit history.

  • $50 annual service fee
  • 18% interest rate
  • $500 credit limit
  • Automatic monthly payment - minimum of $20 due by the 20th of each month
We're here to help and we want to assist you in improving your financial condition so that pinch isn't so hard the next time. Contact us at 597-2800 or memberservices@oucu.org for more information or to apply.

To apply, simply give us a call or stop by.

*Must be an OUCU member in good standing for a minimum of 120 days. Member must be in good standing at the time the loan is applied for and each time an advance is made. Member must be employed for a 6-month period, or be receiving verifiable fixed income, must provide proof of income and time on job at the time of application. Member cannot be in the process of filing for bankruptcy.