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First-Time Home Buyer

Buying your first home is a big step! We have tools, resources and time to help you make this important decision. As the largest mortgage lender in the area, OUCU offers:

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  • Competitive closing costs
  • Low down payment programs
  • Competitive rates - fixed and adjustable
  • Easy application process
  • Pre-approvals within 48 hours

We also offer special programs tailored to the first-time borrower:

  • HLPR "Helper" loan for those of modest means
  • Federal Home Loan Bank's "Welcome Home" program

Mortgage originators Shelbee Wagener and Abigail Jenkins can help explain all your options to help you find the loan that best fits your needs and financial situation. For more information or for current rates, please contact:


Shelbee Wagener
Mortgage Originatorshelbee wagener abigail jenkins
Shafer St. Office
(740) 597- 2801
NMLS # 1588749


Abigail Jenkins
Mortgage Originator
E. State Street Office
(740) 597-2801
NMLS # 1122095



Use our convenient online MortgageClick service to apply, view rates, use calculators, and more!


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