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Home Purchase & Construction

We're proud to be the area's largest home loan lender! Our members appreciate our great selection of products, our online mortgage resource center and our local, caring staff who are here to help you every step of the way.Visit Mortgage Click

  • Competitive closing costs
  • Low down payment programs
  • Competitive rates - fixed and adjustable
  • Easy application process
  • Pre-approvals within 48 hours

Construction Loans

  • 5/1 adjustable rate mortgage (ARM)
  • Up to 6-month construction term
  • Up to 95% financing
  • One-time close

Land Loans

  • Up to 15-year financing available on developed or undeveloped property
  • Up to 95% financing on property developed with septic, water and electric
  • Up to 80% financing on undeveloped property

Mortgage originators Shelbee Wagener and Abigail Jenkins can help explain all your options to help you find the loan that best fits your needs and financial situation. For more information or for current rates, please contact:


Shelbee Wagenershelbee and abby
Mortgage Originator
Shafer St. Office
(740) 597- 2801
NMLS # 1588749


Abigail Jenkins
Mortgage Originator
E. State Street Office
(740) 597-2801
NMLS # 1122095



Loans are available on a fair and equal basis regardless of race, color, ancestry, national origin, sex, or physical handicap.MortgageClick Reg. U.S. Pat. & T/M Off.