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Home Purchase & Construction

We're proud to be the area's largest home loan lender! Our members appreciate our great selection of products, our online mortgage resource center and our local, caring staff who are here to help you every step of the way.

  • Competitive closing costs
  • Low down payment programs
  • Competitive rates - fixed and adjustable
  • Easy application process
  • Pre-approvals within 48 hours

MortgageClick online home loan center

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easy online application available 24/7
fast get a loan decision in as little as 3-4 minutes after submitting

  • view current rates
  • access mortgage financing calculators
  • register for "rate tracker" email service
  • learn about the mortgage process
  • online "loan consultant" can help match products to your needs

Construction Loans

  • 5/1 adjustable rate mortgage (ARM)
  • Up to 6-month construction term
  • Up to 95% financing
  • One-time close

Land Loans

  • Up to 15-year financing available on developed or undeveloped property
  • Up to 95% financing on property developed with septic, water and electric
  • Up to 80% financing on undeveloped property
picture of Amber Brookins 
Amber Brookins

Mortgage originator Amber Brookins can help explain all your options to help you find the loan that best fits your needs and financial situation. For more information or for current rates, please contact Amber  at 597- 2814 or mortgages@oucu.org

Loans are available on a fair and equal basis regardless of race, color, ancestry, national origin, sex, or physical handicap.MortgageClick Reg. U.S. Pat. & T/M Off.