Getting Married
Marriage itself is not only a big commitment; it's also an immense financial responsibility. From saving for the big wedding and honeymoon, to creating joint accounts and buying a home, OUCU has options that will make your big day go as smoothly as you've always dreamed it would.
Paying for your big day
Unsecured Loans
Need a little extra cash for the wedding or honeymoon of your dreams? OUCU offers unsecured loans for any occasion.
Credit Cards
Choose from Platinum, Gold or Classic. We have the credit card to fit your lifestyle. Our Platinum and Gold cards earn ScoreCard Bonus points good for catalog gifts or airline travel on several airlines with no blackout dates!
Home Equity
If you're a homeowner, a Home Equity Line of Credit is one of the best ways to borrow. It's a revolving credit line that allows you to borrow 80 to 95 percent of your home's value. Simply use the amount you need, when you need it!
Combining Household Finances
What should you do when faced with "yours", "mine" and "ours"? Different couples handle their money differently. Communication and understanding each person's saving and spending style is vital to financial success (and quite possibly marital success!). Be clear on your goals and your budget.
Preparing financially for marriage
Six Money Mistakes of Newlyweds
Saving for Your First Home
Savings Accounts
OUCU offers a number of savings accounts to help you save money, including: Regular Savings, Special Savings and Money Max accounts. Need to save for vacation or Christmas? OUCU can help by opening Vacation and/or Christmas Club accounts. We also offer Bobcat Savings accounts for the little ones!
Financial Planning
Begin saving for the future today by talking to an OUCU financial advisor. OUCU Financial Services offers a variety of investment, savings, tax and insurance solutions that complement the savings programs offered by the Credit Union. Appointments are complimentary - we can review your existing plan or get you started in the right direction.
IRAs
Start saving for retirement now by opening an IRA. Our new Easy Save IRA savings account is perfect if you're just starting out. Or if you have retirement money at another company or financial institution, talk to us about a "rollover" to a certificate or other investment vehicle.
BALANCE
As a benefit of OUCU membership, you have access to the BALANCE Financial Fitness Program. It offers free, comprehensive budget and debt counseling that often times can be accomplished over the phone. BALANCE is available Monday through Thursday, 8:00 a.m. to 11:00 p.m. (EST), Friday, 8:00 a.m. to 8:00 p.m. and Saturday, 11:00 a.m. to 8:00 p.m. Call BALANCE toll-free 888-456-2227 or visit balancepro.net.
First-Time Homebuyer Programs
Credit Union homebuyer programs
Unlocking the door to homeownership
