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personal services

personal services

checking

We combine local, personal service with nationwide account access!

Free Checking - need we say more?

  • No minimum balance
  • Unlimited transactions
  • No monthly service charge
  • FREE Visa debit card
  • FREE CATS Online banking
  • FREE text and email alerts
  • FREE Online bill payment when you choose electronic statement service
  • FREE electronic statement service
  • FREE check images through CATS Online
  • Five FREE ATM transactions at non-OUCU ATMS - we waive the $.50 fee on your first 5 non-OUCU ATMS monthly (note the other institution may impose a fee)
  • Optional automatic overdraft transfer from savings
  • Optional overdraft line of credit

$25 initial deposit or direct deposit to open . This account does not earn dividends.

Dividend Checking

  • No minimum balance
  • Unlimited transactions
  • Free Visa debit card or debit rewards card
  • The $2 monthly charge will be waived each month you maintain a $5,000 minimum dividend checking balance. The monthly charge will also be waived for Senior Associates' Club members.
  • Free CATS Online homebanking
  • Free text and email alerts
  • Free check images through CATS Online
  • Free online bill payment when you choose electronic statement service
  • Free electronic statement or monthly paper statement

Earns dividend each day the balance is over $500. $25 initial deposit or direct deposit to open.

Nationwide Access

Your insured deposits

NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.

The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account. For more infomation about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.