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personal services

personal services

checking

We combine local, personal service with nationwide account access!

Free Checking - need we say more?

  • No minimum balance
  • Unlimited transactions
  • No monthly service charge
  • FREE Visa debit card
  • FREE CATS Online banking
  • FREE text and email alerts
  • FREE Online bill payment when you choose electronic statement service
  • FREE electronic statement service
  • FREE check images through CATS Online
  • Five FREE ATM transactions at non-OUCU ATMS - we waive the $.50 fee on your first 5 non-OUCU ATMS monthly (note the other institution may impose a fee)
  • Optional automatic overdraft transfer from savings
  • Optional overdraft line of credit

$25 initial deposit or direct deposit to open . This account does not earn dividends.

Dividend Checking

  • No minimum balance
  • Unlimited transactions
  • Free Visa debit card or debit rewards card
  • The $2 monthly charge will be waived each month you maintain a $5,000 minimum dividend checking balance. The monthly charge will also be waived for Senior Associates' Club members.
  • Free CATS Online homebanking
  • Free text and email alerts
  • Free check images through CATS Online
  • Free online bill payment when you choose electronic statement service
  • Free electronic statement or monthly paper statement

Earns dividend each day the balance is over $500. $25 initial deposit or direct deposit to open.

Nationwide Access