College Student Services
OUCU has been a part of campus life for more than 57 years. We hope you'll become a member of the area's premier not-for-profit, member-owned financial cooperative.
Look at our graduating student offers!
Check out this great article from Nerd Wallet: "Credit Union vs. Bank - Which is Better for Students?". It gives some useful comparisons between Ohio University Credit Union and a bank.
Our international student page offers helpful information for incoming international students
Campus Student Package
- 3 campus ATMs and 8 area ATMs - the most ATMs in the area & on campus
- FREE checking, no minimum balance
- FREE savings
- FREE Visa Debit card
- FREE CATS Online internet banking
- FREE text and email alerts
- FREE online bill payment with FREE electronic statement service
- FREE nationwide access at credit union offices in the shared branching network
- FREE ATM access through no-surcharge network ATMs
- You'll also get 5 free non-OUCU ATM transactions in a month. Please note the other institution may impose a charge.
Join now to open an account!
Optional Student Products:
Also check out some additonal tips and FAQs in our Parent Tips brochure.
Start your financial future and the road to a good credit history from the people that want to see you be successful. Many parents want their student to have a credit card for emergencies or for larger purchases like books. Credit card statement can be mailed home if you prefer. Under new regulations, a parental or other co-signer is now required if you are under 21 years of age.
- No annual fee
- Competitive, fixed interest rate, currently 14.99% APR, base rate will depend on your credit history
Are you an OU student employee?
Then you're eligible for direct deposit of your OU paycheck.
Graduating Students - Ready for Life After College?
- Funds are posted to your OUCU account the morning of each payday.
- Sign up for direct deposit at the credit union or the OU Payroll office.
We can help!
- Visa Platinum Credit Card - as low as 6.25%, no annual fee
- Auto Loans - no payment for 90 days, great rates on new & used vehicles
- Personal Signature Loan - Perfect for time between graduation and a job, 90 days to first payment
Apply online or call 597-2800.
Other rates and terms available. Employment or proof of employment contract required. Finance charges accrue from the date of the loan. Offer expires 7/31/13.