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personal services

College Student Services

OUCU has been a part of campus life for almost 60 years. We hope you'll become a member of the area's premier not-for-profit, member-owned financial cooperative.

Open your account by June 26th for two chances to win an iPad Mini!
Start your account online now then visit us on the 3rd floor of Baker Center during Bobcat Student Orientation this summer.
Stop by our table at Baker Center to pick up your free sunglasses and a gift for your parents, too!
Or if you prefer, start your account online, and we can complete your account by mail.



Campus Student Package

  • 3 campus ATMs and 8 area ATMs - the most ATMs in the area & on campus
  • FREE checking, no minimum balance & Visa debit card
  • FREE savings
  • FREE 5 non-OUCU ATM transactions each month* 
  • FREE CATS Online internet & mobile banking
  • FREE text and email alerts
  • FREE online bill payment with FREE electronic statement service
  • FREE nationwide access at credit union offices in the shared branching network
  • FREE ATM access through no-surcharge network ATMs

Join now to open an account!

 *The other institution who owns the ATM may impose a charge.

Other Helpful Student Products

Overdraft Protection

Computer Loan - If you are purchasing a computer through the Ohio University Techology Depot, we have a special student computer financing program.


When your student joins the credit union, you can enter to win one of our Bobcat Parent Perks:

GRAND PRIZE - One night's stay at the Ohio University Inn
OUCU Summer Fun Pack - Deluxe stadium blanket, grocery tote, tumbler with straw
OUCU Tailgate Fun Pack - Deluxe stadium seat with blanket & stainless steel travel mug

Also check out some additonal tips and FAQs in our Parent Tips brochure

Parents, be sure to stop by our table at Baker Center (3rd floor) this summer for your 'proud OHIO parent' cling.


Visa Platinum & Visa Platinum Rewards

Start your financial future and the road to a good credit history from the people that want to see you be successful. Many parents want their student to have a credit card for emergencies or for larger purchases like books. Credit card statement can be mailed home if you prefer. Under new regulations, a parental or other co-signer is now required if you are under 21 years of age.

Are you an OU student employee?

Then you're eligible for direct deposit of your OU paycheck.

  • Funds are posted to your OUCU account the morning of each payday.
  • Sign up for direct deposit at the credit union or the OU Payroll office.

Graduating this year? Check out our graduation specials:

- VISA – Rates as low as 8.25%, no annual fee
- Exclusive Auto Loan Offer – 90 Days until first payment, No down payment, Low rates
- Life After College Signature Loan – 90 Days until first payment*


Apply online now Offer ends July 31, 2015. Subject to credit approval. Credit card rates range from 8.25% to 18.25% based on your creditworthiness. Employment or proof of employment contract required. * Finance charges accrue from date of loan.