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personal services

personal services

College Student Services

OUCU has been a part of campus life for over 60 years. Join the area's premier not-for-profit, member-owned financial cooperative!



 Campus Student Package

  • 3 campus ATMs and 8 area ATMs - the most ATMs in the area & on campus
  • FREE checking, no minimum balance & Visa debit card
  • FREE savings
  • FREE 5 non-OUCU ATM transactions each month*
  • FREE CATS Online internet & mobile banking
  • FREE text and email alerts
  • FREE online bill payment with FREE electronic statement service
  • FREE nationwide access at credit union offices in the shared branching network
  • FREE ATM access through no-surcharge network ATMs

Join now to open an account!

 *The other institution who owns the ATM may impose a charge.

Other Helpful Student Products

Overdraft Protection

Computer Loan - If you are purchasing a computer through the Ohio University Technology Depot, we have a special student computer financing program.

Congratulations to the winners of out Bobcat Parent Perks!

GRAND PRIZE - One night's stay at the Ohio University Inn
OUCU Summer Fun Pack - Deluxe stadium blanket, grocery tote, tumbler with straw
OUCU Tailgate Fun Pack - Deluxe stadium seat with blanket & stainless steel travel mug

Also check out some additonal tips and FAQs in our Parent Tips brochure

Visa Platinum & Visa Platinum Rewards

Start your financial future and the road to a good credit history from the people that want to see you be successful. Many parents want their student to have a credit card for emergencies or for larger purchases like books. Credit card statement can be mailed home if you prefer. Under new regulations, a parental or other co-signer is now required if you are under 21 years of age.

Are you an OU student employee?

Then you're eligible for direct deposit of your OU paycheck.

  • Funds are posted to your OUCU account the morning of each payday.
  • Sign up for direct deposit at the credit union or the OU Payroll office.

Graduating this year? Check out our graduation specials:

- VISA – Rates as low as 8.50%, no annual fee
- Exclusive Auto Loan Offer – 90 Days until first payment, No down payment, Low rates
- Life After College Signature Loan – 90 Days until first payment*


Apply online now  Subject to credit approval. Credit card rates range from 8.50% to 18.50% based on your creditworthiness. Employment or proof of employment contract required. * Finance charges accrue from date of loan.