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International Students

OUCU offers a variety of savings and checking accounts, computer loans, student credit cards, and more.

Here are the most common questions we receive from International Students:

What is the difference between a credit union and a bank?

The biggest difference is that members own their credit unions. A $10 deposit into your OUCU savings account is your member "share" in the credit union. While most banks send profits to shareholders, credit unions are not-for-profit cooperative financial institutions that return profits to their members in the form of better rates, lower service charges and convenient services. Members also have a direct impact on how a credit union operates by voting for the volunteer board of directors.

Do I need a Social Security Number to open an account?

To open a savings account you need a passport and a visa permitting you to study or work in the U.S. If you would like to open up a checking account with debit card and ATM access, you will need a Social Security Number.

Can I apply for a credit card?

Yes. If you are at least 21, you'll need a Social Security Number and proof of income.

If you are under 21, and full-time student, you'll need a social security number and a qualified co-signer.

How can I access my account?

There are several ways to access your OUCU accounts.

  • log into home banking
  • visit either of our branches
  • make a call to our Call Center - (740) 597-2800
  • talk to an online representative using Cat Chat
  • use any of our ATMs
  • visit one of our shared branching locations. To find one near you, visit www.cuservicecenter.com

Is my money safe at OUCU?

Yes. Your deposits federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

Do I have to close my account when I leave Ohio University?

No. Once you establish an account with us, you may remain a member and use our services for life. Even if you move abroad, you can access your account over the Internet …our international students do this every day!