OUCU offers a variety of savings and checking accounts, computer loans, student credit cards, and more.
Here are the most common questions we receive from International Students:
The biggest difference is that members own their credit unions. A $10 deposit into your OUCU savings account is your member "share" in the credit union. While most banks send profits to shareholders, credit unions are not-for-profit cooperative financial institutions that return profits to their members in the form of better rates, lower service charges and convenient services. Members also have a direct impact on how a credit union operates by voting for the volunteer board of directors.
To open a savings account you need a passport and a visa permitting you to study or work in the U.S. If you would like to open up a checking account with debit card and ATM access, you will need a Social Security Number.
Yes. If you are at least 21, you'll need a Social Security Number and proof of income.
If you are under 21, and full-time student, you'll need a social security number and a qualified co-signer.
There are several ways to access your OUCU accounts.
Yes. Your deposits federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government.
No. Once you establish an account with us, you may remain a member and use our services for life. Even if you move abroad, you can access your account over the Internet …our international students do this every day!