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For Parents

You have a lot on your mind - we'll make this simple.

We've been a part of student life for many years and understand the financial needs of your student. Our college student accounts give both you and your student easy access to their money.


Frequently Asked Questions from Parents

Q: Should I be a joint owner on my son or daughter’s account?

A: It’s recommended. As a joint owner you can easily make deposits at ATMs, thousands of shared branching locations, with mobile check deposit, and through online transfers from your account to theirs.

As a joint owner, you can call us for account assistance anytime. You can also set up text or email account balance alerts.


Q: Why should my son/daughter open an account in Athens?

A: OUCU is the most convenient way for student and parents to access and manage their money while in college!

  • Avoid ATM fees
  • The MOST ATMs on campus and around town
  • Debit card assistance
  • Local, student-friendly service
  • Nationwide ATM & branch access
  • Easy to cash or deposit checks


Q: What is shared branching?

A: Participating credit unions from all over the country share facilities through a special network, giving members thousands of branches to perform transactions just as if they were at their home credit union teller counter.

  • deposits
  • withdrawals
  • transfers between accounts

Just be sure to have your OUCU account number (or your student’s) and photo ID. Use the convenient locator search box on our website to find the nearest location.


Easy Ways to Get Money to Your Student

Students can send and receive funds from their accounts at other institutions (A2A) or to another person (P2P), such as a parent, no matter where they bank. Your student would simply initiate a request to you securely through online banking using either a cell phone number or email address. There is no charge for this service.

Shared Branching
Transfer money through your home credit union. OUCU belongs to a shared network that includes over 370 credit unions in Ohio and more than 5,400 nationwide.


Parent is a joint owner

CATS Online—Transfer online any time from account to account.

Mobile Deposit—use your smartphone to snap a picture and deposit a check

Access—Parent can call for account information

Shared branch deposit—Make a deposit at the teller line branching locations

ATM—Deposit money with your joint debit card into their account; access over 12,000 no-surcharge networks ATMs

Parent is not a joint owner

CATS Online—Parents can open their own OUCU account and transfer online to their student’s account

Access—Parent cannot call for account information

Shared branch deposit—Make a deposit at the teller line at shared branching location.

Mail—Mail a check or money order directly to OUCU,
PO Box 476, Athens OH 45701.

Wire transfer—No charge for incoming wires