Certificates
Our certificates offer safety and security with a higher rate of return.
For your long- and short-term savings needs, OUCU offers a variety of investment certificates, which provide you with a competitive yield. Certificates require a $500 minimum deposit and must be kept on deposit for a prearranged time period ranging from 3 months to 60 months. We offer regular share certificates, Roth IRA and Traditional IRA share certificates. There are penalties for early withdrawal.
Special promotion: Free safe deposit box for 6 months when you open a certificate of $25,000 or more. Boxes are at E. State. St office.
This week's specials:
| Term | Rate | APY | Minimum | Compounding |
| Special 10 mo | 1.39% | 1.40% | $500.00 | Quarterly |
| Special 35 mo | 2.23% | 2.25% | $500.00 | Quarterly |
| Special 59 mo | 2.97% | 3.00% | $500.00 | Quarterly |
IRA Certificate Special
3.50% apy
you pick the term from 50 to 60 months!
Easy Save IRA Certificate -3.00% apy
Rate is 2.97% if dividends are not reinvested. Minimum deposit $500.
Deposit Insurance; We've Got You Covered!
Deposit accounts are now federally insured to $250,000 per member and $250,000 per member on IRAs by the National Credit Union Association (NCUA). Your next $250,000 is insured by Excess Share Insurance, the nation's largest private deposit insurer. This raises your total share coverage to $500,000. Your deposit accounts include your money in checking, savings, Money Max, certificates and IRAs - all deposit types.
The NCUA Insurance Call Center, operating from 8 a.m. to 6:30 p.m. (EDT) Monday through Friday, has insurance experts available to answer questions about the coverage provided by NCUA share insurance. The toll-free Insurance Call Center number is 1-800-755-1030, extension 1.
Ohio University Credit Union has been financially strong and well-capitalized since 1955. We don't engage in exotic mortgages or other types of practices.
For more information or to open a certificate, call Membership Services at (740) 597-2800.
