Summer Skip-a-Pay is here!
Take a one month break from your vehicle, signature, share secured and other secured loan payment.
Please note there is a $35 processing fee per loan, and loans will continue to accrue interest during the month your payment is skipped.
For fastest service log into online banking and under 'all services' and select 'skip-a-pay'. If you do not access online banking, print and sign this form or stop into either branch.
Your loan account must be current, in good standing, and open at least 12 months. Offer valid on consumer installment loans only including auto, signature, share secured and other secured loans. Excludes real estate loans/lines, billing loans, credit cards, lines of credit, workout loans and already posted payments. Qualified loans are limited to two Skip-A-Pays per year and five per life of the loan. We must receive your request no later than seven business days before the date of the requested skipped payment. You understand that we will extend the due date of your regular payment by one month, for the month indicated above. Interest will continue to accrue on the entire loan balance, including the amount of the skipped payment and that skipping this payment means it will take longer to pay off the loan. Payroll deduction will not be interrupted. Any credit life and/or disability and GAP insurance on the loan will not extend beyond the original maturity date of the loan. OUCU reserves the right to refuse to honor this request if all terms of the disclosure statement and agreement have not been met.
Summer Signature Loans Available
If you're looking for extra vacation cash, a way to consolidate debt or pay for unexpected expenses, our signature loans may be able to help.
as low as 10.99% apr
Our signature loans feature no application fee or prepaid finance charge and you'll have a predictable monthly payment. Using payroll or automatic deduction, repaying the loan is easy.
Apply online, in person or by phone at 740.597.2800.
Subject to credit approval.
Pay your bills in June & July with our Online Bill Pay and you could win $1,000!
Enjoy more free time this summer when you pay your bills online. Online bill pay is free with our free estatement service, plus you'll save on time and mailing costs!
Every bill you pay is an automatic entry to win the grand prize of $1,000! The more you pay, the more chances to win. One OUCU member will win a $100 mystery gift card.
An OUCU member won the $1,000 in the last promotion!
When accessing your credit card information online, you may find you need to upgrade your internet web browser. Your security is our top priority, and OUCU is following industry standards and disabling the use of SSL 3.0. What this means to you is that if you used older web browsers such as Internet Explorer 6.0 or earlier, you will need to update to a newer browser.
You can download the latest versions of various web browsers by following the links below, or you may seek professional assistance if necessary.
rates as low as 2.99% apr
new & used secured loans
If you've got your eye on a new or used boat, camper, tractor or motorcycle, be sure to check with your credit union first. Want to know how much you can afford? Give us a call for a preapproval, and we'll lickety-split get you an idea before you shop.
Ready to apply? Call, stop by or apply online.
New loans only. Subject to credit approval. On at $10,000 loan for 60 months at 10.99% apr, your monthly payment would be around $179.
A member for over 20 years, Lucy Behm was the lucky $1,000 grand prize winner during the spring Bill Pay sweepstakes promotion!
All members who utilized our Bill Pay system this spring were automatically entered into the sweepstakes along with members of other credit unions around the country, and we were thrilled to find out that Lucy was the grand prize winner! Lucy paid us a visit here at OUCU and was presented with her winnings, which she then used to take her great-grandchildren on an exciting vacation to Myrtle Beach!
She also wanted to mention to us that she "has not had one problem here" and stated, "I have been very pleased with the service here." Thank you for being one of our great longtime members, Lucy, and congratulations!
OUCU member wins Credit Union Magic Minute!
OUCU member Richard Hazler was one of six members nationwide who won a trip to Chicago to participate in the Credit Union Magic Minute rewards warehouse dash! Watch him speed through the warehouse aisles stocked with great products! Richard and his partner Jolynn Carney grabbed over $4,300 worth of items including TVs, an iPad Air, a MacBook Air, a Playstation 4, the Wave Music System, a juicer and more!
The sweepstakes was open to all PSCU Member-Owner Credit Unions that were enrolled in the company’s CURewards® loyalty programs. PSCU is OUCU’s partner for credit card processing. To enter the sweepstakes, members of enrolled credit unions registered their contact information on PSCU’s CURewards website and used their credit or debit cards in at least 3 purchases between Aug. 4 & Oct. 26 to enter into 6 weekly drawings that took place from Aug. 17 to Oct. 26.
View his Magic Minute warehouse dash HERE!
Have you heard of....CU Family Pass?!
What is the CU Family Pass?
It's a pass to fun and savings - it's free and it's only for OUCU members! The CU Family Pass comes with a business size card and two key tags. When you show your pass at member businesses, you'll receive their latest family pass offer.
What types of offers do you get with the Family Pass?
On our CU Family Pass website we will have highlighted monthly offers from both member businesses and entertainment venues around the region. Our CU Shop Local Directory features ongoing promotions from our member businesses - everything from restaurants to home improvement to a Myrtle Beach condo! It's our way of helping connect our members to our member businesses.Visit our special site cufamilypass.org
Want to get your free pass?
Complete the online enrollment form and we'll mail the pass to you. Then visit our family pass website for the latest specials!
OUCU has partnered with GM and Invest in America to help collect old cell phones.
The donated phones are sent to ReCellular, which pays Cell Phones for Soldiers for each phone -- the money is used to purchase prepaid calling cards which are sent to troops.
Cell phone donations are accepted at both OUCU branches. You can even donate phones that are no longer in working condition -- they will be dismantled and recycled to reclaim some materials.
For more information contact firstname.lastname@example.org