NEW! Exclusive CU member deals!
Save exclusively on Dell and other great products Read
Use Online Billpay and you could win $5,000!
One credit union couple one $5,000 in January! One credit union member will win a $100 mystery gift card. Each bill paid in May and June will enter you to win. To access billpay, click on "Pay Bill" in CATS Online homebanking.
Online billpay is free when you sign up for our free eStatement service.
Here comes the sun!
New secured loans as low as 5.49% apr
Used secured loans as low as 5.99% apr
If you're looking for an RV, tractor, boat motorcycle or ATV, be sure to check with us first. Our loans have no application fees or prepayment penalties. You can even get pre-approved before you shop.
Apply online in CATS Online homebanking, by phone or in person.
Subject to credit approval. New loans only. Your actual rate will depend on your credit history, term of the loan, and age of the vehicle. Rate quoted includes automatic payments. On a $5,000 loan for 48 months at 5.99% APR, your monthly payment would be about $117. Rates subject to change weekly.
Leaving town?Divine Home Equity Line of Credit
Are home improvements, financing educational expenses or consolidating debt on your winter to-do list? With rates as low as 2.75 %*, now is a good time to tackle those projects.
Apply online in CATS Online, by phone or in person.
Don't yet belong to the credit union? You CAN join us!
Check out our membership groups or if you have a relative who is a member or who is eligilble for membership (by way of one of our groups) you CAN join!
Have questions? Send us an email to memberservices@oucu.org or click our CAT Chat button to instant message us during work hours or give us a call.
Joining just requires a $10 balance in your savings account.
* Subject to credit approval. New loans only. The Divine home equity, which has a minimum credit line of $25,000 and a minimum initial draw of $10,000, has a loan to value of up to 80%. Rate is prime rate minus .50% as stated in the Wall Street Journal. As of 1/1/09, the current rate on a new Divine was 2.75% and is subject to change quarterly. Consult your tax advisor regarding deductibility of interest. Property must be primary residence in the state of Ohio. Other equity rates and terms available.
Tackle Your Debt and Get a Financial First Down
Do you have loans at other institutions? (oh no!) Sign up for a free financial check up and we will review your current debt to see if we can save you money. Use our Financial Check-Up form to get started.
OUCU Members Can Use Over 4,000 Branches Around the Country!
OUCU members have access to teller line services whether in Columbus or across the country. We have joined the Shared Branching network, a fast-growing national and international network of credit unions that allow members of other credit unions use their branches to conduct basic teller transactions at more than 3,800 credit union locations nationwide.
Shared Branching locations offer many or all of the following services at no charge to members of participating credit unions:
To search a location for a branch visit cuservicecenter.com or for more information about this service click on sharedbranching.org and click on "Consumers".
Are you saving enough for a rainy day?
Special 10 mo - 1.40% apy
Special 35 mo - 2.25% apy
Special 59 mo
-
3.00%
apy
IRA Certificate Special
3.50% apy
you pick the term from 50 to 60 months!
We offer jumbo rates on all certificate terms for amounts starting at $25,000.
$500 minimum deposit. This institution is federally insured by the NCUA.