News & Specials
Throughout February, we'll have special Hershey bars in our lobby with a discount of .25% or a .50% auto loan rate discount! Use your discount on a new or used vehicle.
New auto loans as low as 2.99% with our best chocolate discount
Applying is easy in CATS Online. You can even get preapproved before you shop.
Subject to credit approval. New loans only. Your actual rate and term will depend on your credit history and vehicle age. Rate quoted includes discount for automatic payments and pick-a-rate discount of .50%. On a $10,000 loan for 60 months at 2.99% annual percentage rate, the monthly payment would be about $180. Other rates and terms available.
Beware - Overdue Credit Card Scam
There has recently been a new wave of online scams that claim "Your credit card is one week overdue."
The scammers are sending phony emails regarding credit card debt with a message asking you to pay the bill or you will incur a late fee and finance charge. Users who are tricked into opening the file attached to the email may give scammers remote access to their computer.
If you ever receive a suspicious call or email regarding your OUCU accounts contact us at (740)597-2800 or memberservices@oucu.org
Cell Phones for Soldiers Program
OUCU has partnered with GM and Invest in America to help collect old cell phones.
The donated phones are sent to ReCellular, which pays Cell Phones for Soldiers for each phone -- the money is used to purchase prepaid calling cards which are sent to troops.
Cell phone donations are accepted at both OUCU branches. You can even donate phones that are no longer in working condition -- they will be dismantled and recycled to reclaim some materials.
For more information contact Jillian DeBrosse at jdebrosse@oucu.org or 740.597.2853
SSavings Bonds Going Paperless After December 31As of December 31 2011, U.S. Savings Bonds will no longer be sold at banks and credit unions. Anyone interested in buying a Savings Bond after December 31 will need to buy them online at TreasuryDirect.gov, a web based program offered by Treasury's Bureau of Public Debt.
The U.S. Department of the Treasury now requires all federal benefit and non-tax payments to be made electronically. (Non-tax payments include federal wage, retirement and vendor payments.) Electronic payments are safer, easier and more reliable than paper checks.
- Social Security Administration, including:
Social Security and Supplemental Security Income (SSI) payments - Veterans Affairs (VA)
- Railroad Retirement Board
- Office of Personnel Management
- Department of Labor (Black Lung)
At Ohio University Credit Union, you can save for your retirement in small steps with an IRA savings account or in larger increments with a share certificate. Either way, you'll be on your way to a more comfortable and worry free future!
- 2.00% apy IRA Certificate Special - you pick the term from 50 to 60 months! *
- 1.00% apy Easy Save Certificate**
* Rates subject to change weekly. Call us for further information on applicable fees and terms. Members accounts in the Credit Union are insured by the National Credit Union Share Insurance Fund.
OUCU is now offering Visa gift cards in any denomination from $20 - $750. Visit a teller line at one of our branches to purchase yours today. These instant issue cards are a great gift idea that will be ready for you in seconds!
Cards are just $3.95 and can be used anywhere VISA is accepted!
Money-Saving Exclusive CU member deals
Another reason it pays to be a credit union member
Save exclusively on Dell and other great products Read
No worries, with Credit Union Shared Branching you can use other credit union branches for free!
For locations, visit www.cuservicecenter.com
You can even download locations to your GPS or download a free IPhone or iTouch app.With shared branching, you can use teller line services for free for basic account transactions.
You can now change your CATS Online password. Your password (or PIN) can now be 4 to 10 characters and can include numbers, letters and characters.Your CATS Line phone access and CATS Online passwords are NO LONGER linked. So, changing your phone password will NOT change your online password. Your CATS Line phone password must still consist of all numbers.
Divine Home Equity Line of Credit
Are home improvements, financing educational expenses or consolidating debt on your winter to-do list? With rates as low as 2.75 %*, now is a good time to tackle those projects.
Apply online in CATS Online, by phone or in person.
Don't yet belong to the credit union? You CAN join us!
Check out our membership groups or if you have a relative who is a member or who is eligilble for membership (by way of one of our groups) you CAN join!
Have questions? Send us an email to memberservices@oucu.org or click our CAT Chat button to instant message us during work hours or give us a call.
Joining just requires a $10 balance in your savings account.
* Subject to credit approval. New loans only. The Divine home equity, which has a minimum credit line of $25,000 and a minimum initial draw of $10,000, has a loan to value of up to 80%. Rate is prime rate minus .50% as stated in the Wall Street Journal. As of 1/1/10, the current rate on a new Divine was 2.75% and is subject to change quarterly. Consult your tax advisor regarding deductibility of interest. Property must be primary residence in the state of Ohio. Other equity rates and terms available.
Tackle Your Debt and Get a Financial First Down
Do you have loans at other institutions? (oh no!) Sign up for a free financial check up and we will review your current debt to see if we can save you money. Use our Financial Check-Up form to get started.
OUCU Members Can Use Over 4,100 Branches Around the Country!
OUCU members have access to teller line services whether in Columbus or across the country. We have joined the Shared Branching network, a fast-growing national and international network of credit unions that allow members of other credit unions use their branches to conduct basic teller transactions at more than 3,800 credit union locations nationwide.
Shared Branching locations offer many or all of the following services at no charge to members of participating credit unions:
- make deposits (cash and checks)
- cash personal checks on another institution
- withdraw funds transfer money from one account to another
- obtain balance inquiries process loan payments and advances
To search a location for a branch visit cuservicecenter.com or for more information about this service click on sharedbranching.org and click on "Consumers".
Certificate Specials
Are you saving enough for a rainy day?
Special 16 mo - .45% apy
Special 26 mo - .70% apy
Special 56 mo
-
1.40%
apy
IRA Certificate Special
2.00% apy
you pick the term from 50 to 60 months!
We offer jumbo rates on all certificate terms for amounts starting at $25,000.
$500 minimum deposit. This institution is federally insured by the NCUA.
