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College Student Services

OUCU has been a part of campus life for more than 55 years. We hope you'll become a member of the area's premier not-for-profit, member-owned financial cooperative.

Campus Student Package

3 campus ATMs and 8 area ATMs - the most ATMs in the area
FREE Checking, no minimum balance
FREE Savings
FREE Visa Debit card
FREE CATS Online Internet Banking
FREE text and email alerts
FREE online bill payment with FREE electronic statement service
FREE nationwide access at credit union offices in the shared branching network

Optional Student Products:

Overdraft Protection
Classic Mastercard
Computer Loan - If you are purchasing a computer through the Ohio University Techology Depot, we have a special student computer financing program.

JOIN NOW - START YOUR MEMBERSHIP ONLINE

BOBCAT PARENT PERKS

Parents, you deserve something, too! When your student joins OUCU, you can enter to win one of five BOBCAT PARENT PERKS.

One night's stay at Ohio University Inn
$100 VISA gift card
$100 Kroger gift card (good for gas and food)
$50 gift certificate to Specialty Books for your "OU Mom & Dad" t-shirts
An Ohio University Credit Union fleece stadium blanket - perfect for football games!

Also check out some additonal tips and FAQs in our Parent Tips brochure.

Classic MasterCard

Start your financial future and the road to a good credit history from the people that want to see you be successful. Many parents want their student to have a credit card for emergencies or for larger purchases like books. Credit card statement can be mailed home if you prefer. Under new regulations, a parental or other co-signer is now required if you are under 21 years of age.

No annual fee
Competitive, fixed interest rate, currently 14.99% APR, base rate will depend on your credit history

Parents may qualify for our Visa Platinum rewards credit

Easy Account Access

Visa Debit Card	Use this debit card at ATM machines to withdraw cash, transfer funds, check balances and at stores that accept Visa. Your purchase amount will be deducted right from your checking account.
In Person	90 S. Shafer Street (down the street from baseball fields) or 944 E. State St.(across from Walmart) in Athens.
CATS Online & Bill Payment	Access your accounts online - all with the click of a mouse! Bill Pay service is free when you sign up for electronic statements.
CATS Line	Our 24-hour telephone service allows you to transfer funds, check your balances, and more using a touch-tone phone.
ATMs	We have 11 ATM locations in the Athens area including all around campus and town. We're also a part of the Alliance One no-surcharge credit union network.
Shared Branching Network	OUCU members can use 4,000+ credit union branches nationwide and 270 in Ohio to access their OUCU accounts. Visit http://www.cuservicecenter.com or call 1-800-919-2872 for locations.

Are you an OU student employee?

Then you're eligible for direct deposit of your OU paycheck.

Funds are posted to your OUCU account the morning of each payday.
Sign up for direct deposit at the credit union or the OU Payroll office.

Financial Education for College Students

Try this self-study unit

College students and credit cards

'life after college' graduating student specials

Check back in the spring for our college graduate offers!