Welcome to Ohio University!
OUCU has been a part of campus life for 55 years. We hope you'll become a member of the area's premier not-for-profit, member-owned financial cooperative.
Campus Student Package

NEW! If you are purchasing a computer through the Ohio University Techology Depot, we have a special Student Computer Financing Program.
Start your membership online then when you come to campus for orientation, visit us at Baker Center 4th floor --. We will need:
JOIN NOW - START YOUR MEMBERSHIP ONLINE
START ONLINE AND YOU'LL BE AUTOMATICALLY ENTERED TO WIN AN iPAD!
Freshmen - start your membership online and we'll have all your materials ready when you get to campus for orientation. Visit our booth on the 4th floor of Baker Center. We'll just need to get your signature and initial deposit. Make it easy!
BOBCAT PARENT PERKS
Parents, you deserve something, too! When your student joins OUCU, you can enter to win one of five BOBCAT PARENT PERKS:
Grand Prize: One night's stay at the OU Inn
Other prizes:
$100 Visa gift card
$100 Kroger gift card
$50 Specialty Books gift certificate (for your OU mom/dad shirts!)
OUCU fleece stadium blanket
Start your financial future and the road to a good credit history from the people that want to see you be successful. Many parents want their student to have a credit card for emergencies or for larger purchases like books. Credit card statement can be mailed home if you prefer. Under new regulations, a parental or other co-signer is now required if you are under 21 years of age.
Parents may qualify for our Visa Platinum rewards credit card
Financial Education for College Students
College students and credit cards
Frequently asked questions for parents
| Visa Debit Card | Use this debit card at ATM machines to withdraw cash, transfer funds, check balances and at stores that accept Visa. Your purchase amount will be deducted right from your checking account. |
| In Person | 90 S. Shafer Street (down the street from baseball fields) or 944 E. State St.(across from Walmart) in Athens. |
| CATS Online & Bill Payment | Access your accounts online - all with the click of a mouse! Bill Pay service is free when you sign up for electronic statements. |
| CATS Line | Our 24-hour telephone service allows you to transfer funds, check your balances, and more using a touch-tone phone. |
| ATMs | We have 11 ATM locations in the Athens area including all around campus and town. We're also a part of the Alliance One no-surcharge credit union network. |
| Shared Branching Network | OUCU members can use 4,000+ credit union branches nationwide and 270 in Ohio to access their OUCU accounts. Visit http://www.cuservicecenter.com or call 1-800-919-2872 for locations. |
Then you're eligible for direct deposit of your OU paycheck.
'life after college' graduating student specials
Are you graduating college? We can help as you begin this new phase of your life. Get 1% off of our current loan rates!*
Auto loan
Visa Platinum
Already a credit union member? Great! Apply in CATS Online homebanking, under 'loan application' and be sure to put "GRAD" in the comment section.
Not yet a member? Click on the "Join here" button on this page to get started!
Or you can stop by any of our offices or call 597-2800.
Subject to credit approval. New loans only. On a $10,000 new auto loan for 60 months at 3.99%, the monthly payment would be approx $185. Other rates and terms available. Employment contract or proof of employment required.1% rate discount does not include credit cards.