Home > Borrow > Wintercash Loan Refinance| Ohio University Credit Union


Bring over your loan from another bank and get cash back*

How will you spend your cash? Whether it's tanks of gas, a smart TV or everyday purchases, you decide! 

Refinance your:
  • Auto Loan
  • Motorcycle & ATV Loan
  • Recreational Loan
  • Personal Loan
  • Business Loan

You'll get 1.5% cash back, up to $300. Plus, with rates as low as 3.24% APR* you might even be able to lower your monthly payment!

Apply Now

With OUCU you can enjoy:

  • Competitve low rates - Ask if you can lower your monthly payment!
  • Up to 100% financing
  • Easy repayment options
  • Easy online loan application






Can I Refinance with OUCU? YES!

OUCU is open to anyone who lives, works, worships, or attends school in the following counties.OUCU Counties

  • Athens County
  • Fairfield County
  • Hocking County
  • Meigs County
  • Morgan County
  • Perry County
  • Vinton County
  • Washington County

Or see our many other ways to be eligible for membership.



3 Easy Ways to Apply

*Subject to credit approval. New loans refinanced from another institution only. Current OUCU loans excluded. Real estate loans excluded.  Cash back rebate offer is 1.50% of the loan amount, up to $300 maximum. Cash back will be deposited into OUCU savings account within 10 business days of loan closing. Offer expires 2/28/21.  Monthly payment per $1000 borrowed at 3.24% annual percentage rate would be $18.08. Your actual rates and repayment terms will be based on your credit history and age of vehicle. 

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