Visa Platinum Credit Cards
Special Promotional Offer:
0% Intro APR for 12 months on purchases, balance transfers, and cash advances made in the first 90 days.
Plus, all OUCU Financial Visa Platinum Credit Cards feature these great benefits:
- NO annual fee
- Local member service
- Access through online banking
- Security with NortonLifelock + more
VISA Platinum
- Great basic card
- Helps establish your credit history
- 13.50% - 22.50% APR
VISA Platinum Rewards
- Earn CU Rewards points for cash, travel, merchandise, gift cards & OUCU discounts
- 16.50% - 24.50% APR
VISA Business Rewards
- Earn CU Rewards points for cash,travel, merchandise, gift cards & OUCU discounts
- 16.50% - 24.50% APR
You’ll have more control over credit and debit cards. View transactions, set custom alerts and more – all in one place. Best of All? No more worries of being without your credit card! Get your card digitally before receiving your physical plastic in the mail if it’s lost, stolen or expiring. Plus, you’ll have access to your card's full details, including card number, CVV, and expiration date, so you can shop online! Download the OUCU Cards app today!
Managing your cards just got easier with our New OUCU Cards App!
Tools & Services
As debit and credit cards expire, they will be replaced with our newest contactless card.
If you would like a contactless card sooner, contact us to order an updated card.
Earn 5% Hotel Dollars back when you book travel using your OUCU credit card with CU Travel! Plus, Limited Time Offer: $150 Hotel Dollar Sign Up Bonus Activate your membership before May 3, 2024 and you’ll receive a $150 hotel dollar sign-up bonus!
New Credit Card Benefit!
ID Navigator Powered by NortonLifelock
Tools to help you act quickly if your personal data is threatened.
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen.
NortonLifelock has decades of experience in both cybersecurity and identity theft protection. Benefit includes:
- Dark Web Monitoring
- Stolen Wallet Assist
- One-Bureau Credit Monitoring Alerts**
- Credit, Bank & Utility Account Freezes
- Restoration Assist
Activate your FREE benefit by clicking the button below and inserting your OUCU Visa® Platinum 16-digit card number.
Cardholders who need additional support or help to resolve an issue with ID Navigator can call NortonLifeLock at 1-866-228-2261.
**Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax, and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met, you will not receive Credit Features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment. Not offered on Business Visa Platinum cards.
Using your Visa Credit Card Outside of the U.S.
We recommend placing a travel notification on your card before you leave the country. Here are two ways to do that:
- In online or mobile banking, select 'credit card', then select the travel notifications icon at the bottom
- Call (740) 597-2800 or 1(800) 562-8420 to let us know.
We want to ensure your cards will work smoothly when you arrive at your destination.
Please note that Visa charges a 1% fee on purchases made in a foreign country.
"OUCU was so helpful when I consolidated credit cards!" Shawna
OUCU Member