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about us

about us

How to Join

What is the Credit Union Difference? In a Word -  You!

Members own their credit unions. While most financial institutions send profits to shareholders, credit unions return profits to members in the form of better rates, lower service charges, and convenient services. Members also have a direct impact on how the credit union operates by voting for the board of directors.

As a not-for-profit financial cooperative, our goal is to serve members with fair pricing, competitive products, genuine friendliness, and respect.

The sooner you join, the sooner you'll be able to enjoy all the benefits of OUCU membership.


OUCU Core Purpose

To promote our members' financial well-being and quality of life. Read more about our Values and Mission Statement.

Make it happen with our new account specials!



There are 5 simple ways you're eligible to join OUCU:


    • Employees (active and retired), students and alumni of all campuses


    • Employees (active and retired), students and alumni of all campuses




    • Immediate and extended family members of current AND eligible members can join. (Examples include parents, siblings, aunts & uncles, cousins, grandparents, in-laws, etc.)

Ready to Join Our Family?

Apply online membership application.

Best of all, membership lasts a lifetime. Whether you find yourself changing jobs or changing addresses, you can always keep your OUCU membership.

Once a member, always a member.


Special Note to Employers in Southern Ohio

Want to add your company to our list? The opportunity to join a credit union is a great and hassle-free benefit to offer your employees because it gives them the opportunity to save time, save money, and gain important financial information.

There is no charge and gives your employees just another local financial choice.

Contact Member Outreach Coordinator Dani Underhill at (740) 597-2832 or marketing@oucu.org

Are any of your employees experiencing financial stress? We offer free counseling through our partnership with GreenPath Financial Wellness.

If you have questions regarding membership, call us at (800) 562-8420 or (740) 597-2800, Monday through Friday, 8:00 a.m. - 4:30 p.m. EST (Eastern Standard Time). Membership requires a $10 balance in a Regular Share Savings Account. This is considered "one share" in the credit union.