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loans & credit cards

Auto Loan Center

Shopping for a new or used car is easier when you get pre-approved. We may also be able to loan you up to 100% of the vehicle's book value, which means you make no down payment!

And with OUCU new car rates as low as 2.49% apr, you won't find a better deal anywhere! OUCU loans have no prepayment penalties and no application fee/prepaid finance charge. Apply easily in CATS Online homebanking.

Exclusive Credit Union Offers

Auto Fleet & Special Auto Pricing Programs

Through an exclusive partnership with Taylor Motors, Joseph Auto Group and Mark Porter Autoplex, OUCU has secured special pricing just for our members. Find out more information on our member deals page.

General Motors: Invest in America

GM is offering SUPER deals EXCLUSIVELY for CREDIT UNION members! Not a member? You can belong!

Members need to go to lovemycreditunion.org click on the GM link and follow the registration instructions. Members will need to print a Personal Authorization Number.

NADAguides Online Pricing Guide


Use our free online pricing guides for new and used vehicles, power sports, boats and recreational vehicles! Be informed before you shop.


GAP - Low Cost Protection for High Cost Losses

If your vehicle is stolen, damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference between the insurance settlement and your loan balance.

Ohio University Credit Union is pleased to offer Guaranteed Asset Protection (GAP) which could save you thousands of dollars. This low-cost coverage pays the difference between your primary insurer's settlement and the loan balance on items directly related to the purchase of the vehicle.

Protect your family, your car, and your credit rating with GAP protection. Contact an OUCU Member Service Representative today to learn more about the benefits of GAP.