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Low-Interest Auto Refinance Loan

 Save on your auto loan by refinancing with rates as low as 6.24% APR. 

Refinance Your Auto Loan Today


Are you ready to take advantage of a lower interest rate on your current vehicle? By refinancing your original loan with OUCU Financial, you can open the doors to lower car payments and interest rates. 

With incredible customer service and a convenient online application process, refinancing your vehicle through OUCU is simple. We'll work with you to help lower your payments and create a more affordable way to make your daily commute. 

As a member, you'll enjoy:  

  • Loan rates as low as 6.24% APR
  • A user-friendly, hassle-free loan process
  • Affordable GAP insurance to cover the depreciated cost of your vehicle
  • Friendly, personalized service to guide you through the process

Call us today @ 800-562-8420 or (740) 597-2800 for more information or apply online today. 

Refinance Your Auto Loan Today

Auto Refinance Loan Rates

With an auto refinance loan from OUCU Financial, you can lower your monthly payments and pay less for your vehicle overall. With reduced monthly payments and lower interest, you'll be able to pay your loan back more quickly. 

Putting money back in your pocket every month allows you to spend—or save—your hard-earned cash elsewhere.

OUCU offers refinance rates as low as 6.24% APR. With customized loan options available, OUCU allows you to save at every turn in your journey. 

Vehicle Loans
Maximum Term (Months)243648607284
Apply Online
Vehicle Loans Annual Percentage Rate (APR) as low as*
New vehicles 2023 and newer
(current model year or prior model year with fewer than 15,000 miles)
6.24% 6.24% 6.24% 6.24% 6.99% 6.99%
Used vehicles 2022 - 2019 6.24% 6.24% 6.24% 6.24% 6.99%  
Used vehicles 2018 - 2015 7.49% 7.49% 7.49% 7.49% 7.99%  
Used vehicles 2014 & Older 8.99% 8.99% 8.99%      
All tiers, all terms
.25% increase for loan amounts exceeding book value from 110% to 119%
.50% increase for loan amounts exceeding book value above 120%

Refinance Your Auto Loan Today


Auto Refinance Resources

If you need assistance navigating the refinance process, our friendly and knowledgeable member service representatives are here to help. You can also consider these resources from OUCU to learn about more benefits of an auto loan refinance   

Auto Refinance Loan Tools 

Auto Financing Information

Auto Refinance Frequently Asked Questions

Lower Monthly Payments With Auto Refinance Loans

At OUCU, our goal is simple. We want our members to avoid high-interest rates and save money. We're proud to work with our members to create an auto refinance loan option that meets their needs and budget.

If you're ready for more affordable monthly payments, our low rates and extended loan terms are your keys to savings. 

Let us make monthly budgeting easier for you with a better car loan. Get in touch at 800-562-8420 or (740) 597-2800 for more information. Or apply online today.

Refinance Your Auto Loan Today


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