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Tractor & Farm Equipment Loans

No matter how much land you own, you’ll need reliable, trustworthy, and powerful equipment to care for it. Find financial security in your new machinery by taking out a tractor loan from OUCU Financial today.

Tractor Loans Features & Benefits

Buying tractor or farm equipment comes with more than just a price tag, it’s an investment that makes a significant impact on the success of your future, lifestyle, and/or business. 

OUCU Financial is committed to helping land, business, and private enterprise owners achieve their equipment financing goals with unique features and benefits offered only through our credit union.

  • Low APR* Rates: OUCU’s competitive APR* rates and not-for-profit banking structure allows us to provide some of the best tractor loan rates around. Rates are as low as 7.24% APR.
  • No Origination Fees: Skip the fees and negotiations by eliminating all lender origination fees -- guaranteed!
  • Zero Closing Fees: The loan officers at OUCU work hard to ensure that the number you sign for on closing day is the amount you pay. This means eliminating additional borrowing costs, including closing fees!
  • No Prepayment Penalties: Pay off your tractor loan when and how you need to by avoiding loan prepayment penalties.
  • Skip A Pay Options: Life can happen to even the most prepared. Take a moment to breathe with OUCU’s Skip A Pay service, providing a safe way to “skip” a payment in the case of an emergency.


Apply Online


Getting Your Tractor Loan is Easier Than You Think

Empower yourself to get the best deal when you apply for loan preaproval. 

Step 1. Apply
  • Online or by phone
  • Let us know what you can afford
  • No need to choose vehicle yet


Step 2. Get Answer
  • Get a quick answer
  • Receive Pre-Approval Letter
  • Shop for your favorite vehicle/boat
Step 3. Close
  • Have a dealer send us a purchase agreement
  • We help you close with a private seller
  • Sign on the go from anywhere or in the branch!