Boat Loans
From the quiet shores of Lake Erie to the roaring banks of the Ohio River, let your passion for open waters run wild by funding your newest watercraft with a boat loan from OUCU Financial.
Boat Loans Features & Benefits
Boat loans from OUCU Financial offer more than just low rates. Providing a wide range of personalized services and flexible term lengths, our services never fail to disappoint.
- Competitive APR* Rates: Indulge your sense of adventure and your bottom line by banking with a credit union that cares. Rates as low as 7.24% APR
- Flexible Terms: Ranging up to 84 months, OUCU is proud to provide the options that let you play and pay your way.
- Zero Closing Fees: Enjoy a fee-free closing on all boat loans, saving more of your hard-earned money.
- No Prepayment Penalties: Pay off your boat loan whenever you choose with zero penalties for additional payments.
- Skip A Pay Service: Life needs to be flexible, so we are! Skip one of your boat loan monthly payments with this convenient OUCU borrowing feature.
Getting Your Boat Loan is Easier Than You Think
Empower yourself to get the best deal when you apply for loan preaproval.
Step 2. Get Answer
- Get a quick answer
- Receive Pre-Approval Letter
- Shop for your favorite vehicle/boat
Step 3. Close
- Have a dealer send us a purchase agreement
- We help you close with a private seller
- Sign on the go from anywhere or in the branch!