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Boat Loans

From the quiet shores of Lake Erie to the roaring banks of the Ohio River, let your passion for open waters run wild by funding your newest watercraft with a boat loan from OUCU Financial.

Boat Loans Features & Benefits

Boat loans from OUCU Financial offer more than just low rates. Providing a wide range of personalized services and flexible term lengths, our services never fail to disappoint.

  • Competitive APR* Rates: Indulge your sense of adventure and your bottom line by banking with a credit union that cares. Rates as low as 7.24% APR
  • Flexible Terms: Ranging up to 84 months, OUCU is proud to provide the options that let you play and pay your way.
  • Zero Closing Fees: Enjoy a fee-free closing on all boat loans, saving more of your hard-earned money.
  • No Prepayment Penalties: Pay off your boat loan whenever you choose with zero penalties for additional payments.
  • Skip A Pay Service: Life needs to be flexible, so we are! Skip one of your boat loan monthly payments with this convenient OUCU borrowing feature. 

Apply Online


Getting Your Boat Loan is Easier Than You Think

Empower yourself to get the best deal when you apply for loan preaproval. 

Step 1. Apply
  • Online or by phone
  • Let us know what you can afford
  • No need to choose vehicle yet


Step 2. Get Answer
  • Get a quick answer
  • Receive Pre-Approval Letter
  • Shop for your favorite vehicle/boat
Step 3. Close
  • Have a dealer send us a purchase agreement
  • We help you close with a private seller
  • Sign on the go from anywhere or in the branch!

Tools & Services

Apply For A Boat Loan Now

At OUCU Financial, we strive to help you achieve your dreams of taking to the open water in your very own boat or watercraft. 

Let us help you take the steps to pay less and play more with a competitive boat loan today.

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*APR = Annual Percentage Rate. On a $10,000 for 48 mo at 7.24% APR monthly payment would be $240.53.