Shopping end of year car deals or getting ready for the holidays? Don't be frightened! Who you gonna call? O-U-C-U!

Auto Loans

  • Rates as low as 3.24%
  • No application fees or prepayment penalties
  • Apply online & sign your loan docs electronically

Apply Now 

Credit Cards

  • rates as low as 8.25%
  • no annual fee, balance transfer fee or cash advance fee
  • choose your card - basic or rewards
  • special 0% intro offer on purchases and balance transfers

Apply Now

Personal Loans

  • rates as low as 8.99% APR
  • no application fee
  • apply online & sign your docs electronically
  • use for debt consolidation, important purchase and more

Apply Now



International Credit Union Day

international credit union dayThursday, October 17, 2019
Apple cider and sweet treats in our lobbies

For nearly two centuries, credit unions have been working for the betterment of their communities. This year, credit unions will unite around the theme of “Local Service. Global Reach.” There are 200+ million credit union members around the world—more than 100 million in the U.S. alone—and OUCU joins them in celebration of the not-for-profit cooperative spirit that all credit unions share. 

Credit unions have huge impacts on the communities they serve, and provide the benefits of credit union membership to communities across every corner of the globe. 

Ohio University Credit Union was founded in 1955 as a way for members to have access to a financial institution offering a fair deal, and since then we’ve expanded that mission to 26,000+ members, offering quality financial service that members deserve. 


Stop by on October 17th for sweet treats, apple cider and giveaways as a thank you for being a member! Be sure to admire the artwork of our youngest members as we display entries from our Bobcat Savings Club coloring contest. 


NEW! Quick Pay Loan Payment Service

Quick Pay Graphic

You can now make an OUCU loan payment inside or outside of online or mobile banking! 

Make a payment from your: 

•  OUCU account
•  account with another institution
•  selected credit or debit card
•  external transfers

Learn more or make a payment now


Meat Raffle Winners Announced

We're a proud long-time support of the Athens County Jr Livestock Sale!

This year we supported area youth with the purchase of 5 hogs. Below are the winners of this year's raffle:

Marilyn Blair
Justin Carr
Cynthia Cogswell
Robert Deardorff
Virginia Finsterwald
Vena Fruge
Chrissy Funk
Karen Harris
Shirley Hutchinson
Melissa Kasler
Emily Lance
Brenda Mace
Nicki MacRostie
Cheryl Nostrant
Alan Shafer
Bob Shellman
Josie Shields
Barbara Williams




scam alert graphicFraudsters never give up and neither do we! Beware of phone calls that appear to be coming from the credit union. We will never call you and ask you for your card number, member number, SSN or PIN. Never give out personal information to someone who calls you.

If there is suspicious transaction on your credit or debit, you may need to verify a purchase with a yes or a no, but we will never ask for your card information. 

Read more about fraud prevention tools from OUCU.


Introducing Romney Garner

Romney Garner

Romney Garner, CFP®, has joined Ohio University Credit Union Financial Services as a wealth advisor and program manager. She’s excited to assist members in reaching their goals and protecting their family’s future through retirement, investment, and insurance planning. 

For the last nine years, Garner worked with a Fortune 500 not-for-profit firm where she gained valuable knowledge to guide members through important financial milestones. This experience makes her a perfect fit for the member-focused values of OUCU. 
When she’s not helping to plan member’s financial futures, Garner may be planning her next DIY home improvement project, or exploring the outdoors on a run, on horseback, or on the ski slopes.  
Her educational achievements include a B.S. in finance from Ashland University and an M.B.A. in finance from Charleston Southern University. Romney earned her Certified Financial Planner credential from Boston University. She also holds a Series 7, Series 65 and life and health insurance license. 

To schedule an appointment, contact Romney at (740) 597-2854investments@oucu.org or using our online appointment scheduler

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Ohio University Credit Union has contracted with CFS to make non-deposit products and services available to credit union members.



Misplace Your Debit Card? Lock it!

Debit Card LockHave you ever misplaced your debit card?
Or maybe you're traveling and concerned about theft?

You can now 'lock' your debit card so it cannot be used until you 'unlock' it!

How to lock your debit card

Online banking: Under 'All Services' select "Card Management"

Mobile banking app: Select "Card Management" tile

As always, if your card becomes permanently lost or stolen, please call so we can cancel the card and send you a new one.