Visa Platinum Credit Cards
3 options, all the benefits, OUCU has a credit card that matches your needs!
Special Promotional Offer
0% Intro APR for 12 months on purchases and balance transfers made in the first 90 days*.
Looking for a reliable, introductory credit limit card that fits perfectly in your wallet?
VISA Platinum
Apply
Looking to earn more on your everyday expenses?
VISA Platinum Rewards
Apply
Looking for an all-in-one unlimited cash back card with enhanced travel benefits?
VISA Signature Unlimited Cash Back
Apply
* credit card disclosure. Balance transfer must be from a non-OUCU card or loan. Balance transfer fee is $10 or 2% of the amount of each transfer, whichever is greater.
Access the exclusive VISA Signature benefits
- Airport Lounge Priority Pass
- Luxury Hotel discounts
- Rental car privileges
- Signature Travel Assistance
- and more
EXPLORE THE BENEFITS
All the benefits with all OUCU Visa Credit Cards
- No annual fee
- Local member service
- Contactless pay
- Digital wallet
- Access through online banking
You pay what we pay, no markup on our cost from Visa. Compared to competitor average around 3%
This is a pay-per-use roadside assistance program; available 24x7; Roadside Dispatch will ask for your location, what the problem is, and will remain on the phone with you.
For roadside assistance, call 1-800-847-2869
Costs $79.95 per service call. The amount must be charged to your Visa card. However, there is no fee or registration required for access. Also, there’s no limit to how many times you can use this service.
Here is what Visa roadside assistance covers:
- Jumpstarting – Battery boost
- Standard Towing – Up to 5 miles included
- Tire Changing – You must have a usable, inflated spare
- Lockout Service – No key replacement
- Fuel Delivery – Up to 5 gallons, plus the cost of fuel
- Standard Winching – On up to 100 ft. of paved or county-maintained road
Visa Roadside Dispatch is not free, but it may cost less than other local options. If you do not have the time to compare the prices, you can at least rely on Visa roadside assistance being available 24/7.
Helps cardholders improve their credit score and get ahead financially by presenting negative items from that cardholder’s TransUnion® credit report Dovly will parse and prioritize items and submit them to the bureau at the cadence designed to maximize the lift in credit score.
https://www.dovlyuplift.com/
Visa can work with your bank to expedite the replacement of your card and ship it globally within 24 to 72 hours. Contact your Visa card issuer for more information.
The Emergency Card Replacement must support a minimum spending limit of $5,000 USD and must have an expiration date of no earlier than 30 days.
Replace your card
Bridge spending when awaiting a replacement card. In case of emergency, Visa can arrange a wire cash transfer to your local Western Union within 2 hours of approval from your bank. 24/7/365, anywhere in the world (except countries under the US Economic Embargo), whether or not the cardholder reports a lost, stolen, or damaged card.
Tools & Services
As debit and credit cards expire, they will be replaced with our newest contactless card.
If you would like a contactless card sooner, contact us to order an updated card.
Using your Visa Credit Card Outside of the U.S.
We recommend placing a travel notification on your card before you leave the country. Here are two ways to do that:
- In online or mobile banking, select 'credit card', then select the travel notifications icon at the bottom
- Call (740) 597-2800 or 1(800) 562-8420 to let us know.
We want to ensure your cards will work smoothly when you arrive at your destination.
Please note that Visa charges a 1% fee on purchases made in a foreign country.
