Credit Cards
Get to your next adventure now with an Intro 0% APR*!
All OUCU credit cards feature these great benefits:
- NO annual fee
- NO balance transfer fee
- NO cash advance fee
- Local member service
- Access through online banking
- Security with NortonLifelock + more
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VISA Platinum
- Great basic card
- Helps establish your credit history
- 7.00% - 19.00% APR
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VISA Platinum Rewards
- Earn CU Rewards points for cash, travel, merchandise, gift cards & OUCU discounts
- 9.00% - 19.00% APR
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VISA Business Rewards
- Earn CU Rewards points for cash,travel, merchandise, gift cards & OUCU discounts
- 9.00% - 19.00% APR
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You Could Win $5,000!
Keep your OUCU reward cards at the top of your wallet for a chance to win $5,000 to offset your purchases!
Simply use your Debit Rewards or Platinum Rewards credit cards on everyday purchases a minimum of 4 times per week through October 30, 2022, in order to qualify for the drawing. Transactions must be run as ‘credit’.
20 participating eligible cardholders will be randomly selected throughout the sweepstakes timeframe. Use your card 4 X every week, and you could win. It’s that easy!
For official rules, please visit cugivebacksweepstakes.com. No purchase, entry fee, credit or debit card usage necessary to enter or win. Open to Rewards Program cardholders, who are legal residents of the 50 US, DC & PR, 18+. Sweepstakes ends 10/30/2022. Void where prohibited. Subject to official rules with alternate entry method.
Tools & Services
Visa Purchase Alerts
Keep tabs on your purchases. Get real-time alerts whenever your purchase meets the criteria you select.
In OUCU online banking, select the menu (three lines), under Card Services select Visa Purchase Alerts.
Purchase alerts will help you identify potentially fraudulent activity and let you take an active role in staying on top of acccount balances.
FREE NEW BENEFIT!
ID Navigator Powered by NortonLifelock
Tools to help you act quickly if your personal data is threatened.
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen.
NortonLifelock has decades of experience in both cybersecurity and identity theft protection. Benefit includes:
- Dark Web Monitoring
- Stolen Wallet Assist
- One-Bureau Credit Monitoring Alerts**
- Credit, Bank & Utility Account Freezes
- Restoration Assist
Activate your FREE benefit by clicking the button below and inserting your OUCU Visa® Platinum 16-digit card number.
Enroll Now
Cardholders who need additional support or help resolving an issue with ID Navigator can call NortonLifeLock at 1-866-228-2261.
**Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met, you will not receive Credit Features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment. Not offered on Business Visa Platinum cards.
Using your Visa Credit Card Abroad
Before you leave, give us a call at (740) 597-2800 or 1(800) 562-8420. We want to ensure your cards will work smoothly when you arrive at your destination.
Please note that Visa charges a 1% fee on purchases made in a foreign country.
