All OUCU Financial Visa Platinum Credit Cards feature these great benefits:
- NO annual fee
- NO balance transfer fee
- NO cash advance fee
- Local member service
- Access through online banking
- Security with NortonLifelock + more
- Great basic card
- Helps establish your credit history
- 11.50% - 23.50% APR
VISA Platinum Rewards
- Earn CU Rewards points for cash, travel, merchandise, gift cards & OUCU discounts
- 13.50% - 23.50% APR
VISA Business Rewards
- Earn CU Rewards points for cash,travel, merchandise, gift cards & OUCU discounts
- 13.50% - 23.50% APR
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Tools & Services
As debit and credit cards expire, they will be replaced with our newest contactless card.
If you would like a contactless card sooner, contact us to order an updated card.
Use your OUCU VISA Credit Card this holiday season for the chance to win $100!
Every purchase is a chance to win! While finishing up your gift shopping, you could be winning. We'll select one lucky weekly winner during November and December.
It’s that easy; you’re automatically entered and have unlimited entries!
ID Navigator Powered by NortonLifelock
Tools to help you act quickly if your personal data is threatened.
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen.
NortonLifelock has decades of experience in both cybersecurity and identity theft protection. Benefit includes:
- Dark Web Monitoring
- Stolen Wallet Assist
- One-Bureau Credit Monitoring Alerts**
- Credit, Bank & Utility Account Freezes
- Restoration Assist
Activate your FREE benefit by clicking the button below and inserting your OUCU Visa® Platinum 16-digit card number.
Cardholders who need additional support or help to resolve an issue with ID Navigator can call NortonLifeLock at 1-866-228-2261.
**Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax, and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met, you will not receive Credit Features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment. Not offered on Business Visa Platinum cards.
Using your Visa Credit Card Outside of the U.S.
We recommend placing a travel notification on your card before you leave the country. Here are two ways to do that:
- In online or mobile banking, select 'credit card', then select the travel notifications icon at the bottom
- Call (740) 597-2800 or 1(800) 562-8420 to let us know.
We want to ensure your cards will work smoothly when you arrive at your destination.
Please note that Visa charges a 1% fee on purchases made in a foreign country.