Home > Borrow > Credit Cards > Visa Credit Cards

Credit Cards

Get to your next adventure now with 0% APR*! All OUCU credit cards feature great benefits:

  • NO annual fee
  • NO balance transfer fee
  • NO cash advance fee
  • Local member service
  • Access through online banking
  • Security with EMV chips + more

OUCU Platinum VISA

VISA Platinum

  • Great basic card
  • Helps establish your credit history
  • 6.25% - 18.25% APR

 Compare Apply


VISA Platinum Rewards

  • Earn CU Rewards points for cash, travel, merchandise, gift cards & OUCU discounts
  • 8.25% - 18.25% APR

 Compare Apply


VISA Business Rewards

  • Earn CU Rewards points good for travel, merchandise, gift cards & OUCU discounts
  • 8.25% - 18.25% APR

Learn More Apply

credit card disclosure
Intro APR for 12 months on purchases and balance transfers made in the first 90 days.


Tools & Services



Visa Purchase Alerts 

Keep tabs on your purchases. Get real-time alerts whenever your purchase meets the criteria you select.

Visa Purchase Alerts have moved -- if you had purchase alerts set up previously, you'll need to set them up again. If you need to enroll in purchase alerts, click “Check Eligibility” and follow the instructions on the Visa website.  If you are already enrolled, click “Sign In”.

In OUCU online banking, select the menu (three lines), under Card Services select  Visa Purchase Alerts

Purchase alerts will help you identify potentially fraudulent activity and let you take an active role in staying on top of acccount balances.


Using your Visa Credit Card Abroad

Before you leave, give us a call at (740) 597-2800 or 1(800) 562-8420. We want to ensure your cards will work smoothly when you arrive at your destination. 

Also, please note that Visa charges a 1% fee on purchases made in a foriegn country.