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Credit Cards

Get to your next adventure now with 0% APR*! All OUCU credit cards feature great benefits:

  • NO annual fee
  • NO balance transfer fee
  • NO cash advance fee
  • Local member service
  • Access through online banking
  • Security with NortonLifelock + more

Our new card designs, as seen below, will launch in 2022.

OUCU Financial Platinum VISA

VISA Platinum

  • Great basic card
  • Helps establish your credit history
  • 6.25% - 18.25% APR

 Compare Apply

OUCU Financial Rewards VISA

VISA Platinum Rewards

  • Earn CU Rewards points for cash, travel, merchandise, gift cards & OUCU discounts
  • 8.25% - 18.25% APR

 Compare Apply

OUCU Financial Business Rewards VISA

VISA Business Rewards

  • Earn CU Rewards points for cash,travel, merchandise, gift cards & OUCU discounts
  • 8.25% - 18.25% APR

Learn More Apply

credit card disclosure
*Intro APR for 12 months on purchases and balance transfers made in the first 90 days.

Tools & Services

Visa Purchase Alerts 

Keep tabs on your purchases. Get real-time alerts whenever your purchase meets the criteria you select.

In OUCU online banking, select the menu (three lines), under Card Services select Visa Purchase Alerts.

Purchase alerts will help you identify potentially fraudulent activity and let you take an active role in staying on top of acccount balances.

ID Navigator Powered by NortonLifelock

Tools to help you act quickly if your personal data is threatened.NortonLifelock

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen.

NortonLifelock has decades of experience in both cybersecurity and identity theft protection. Benefit includes:

  • Dark Web Monitoring
  • Stolen Wallet Assist
  • One-Bureau Credit Monitoring Alerts**
  • Credit, Bank & Utility Account Freezes
  • Restoration Assist

Activate your FREE benefit by clicking the button below and inserting your OUCU Visa® Platinum 16-digit card number.

Enroll Now

Cardholders who need additional support or help resolving an issue with ID Navigator can call NortonLifeLock at 1-866-228-2261.

**Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met, you will not receive Credit Features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment. Not offered on Business Visa Platinum cards.

Using your Visa Credit Card Abroad

Before you leave, give us a call at (740) 597-2800 or 1(800) 562-8420. We want to ensure your cards will work smoothly when you arrive at your destination. 

Please note that Visa charges a 1% fee on purchases made in a foreign country.