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Credit Cards

Get to your next adventure now with 0% APR*!

ALL cards feature:

  • NO annual fees
  • NO balance transfer or cash advance fees
  • Local member service
  • Access through online banking
  • Security with EMV chips + more

VISA Platinum

OUCU Platinum VISA
  • Great basic card
  • Helps establish your credit history
  • 6.25% - 18.25%

Compare & Apply

VISA Platinum Rewards

  • Earn CU Rewards points for travel, merchandise, gift cards & OUCU discounts
  • 8.25% - 18.25%

Compare & Apply

VISA Business Rewards

  • Earn CU Rewards points good for travel, merchandise, gift cards & OUCU discounts
  • 8.25% - 18.25%

Go to Business Visa

credit card disclosure
Intro APR for 12 months on purchases and balance transfers made in the first 90 days.


Tools & Services


Visa 2020 NFL Sweepstakes

This could be your dream NFL season! When you pay with your OUCU Visa card, or any other Visa, from 10/1/20-11/30/20 you’ll be entered for a chance to win $10,000 and a collection of prizes that will keep you cheering for many seasons to come. Tap to pay with a Visa contactless card or device for a bonus entry.

The NFL Gift Box includes:

  • Microsoft Surface
  • Bose Noise Cancelling Headphones
  • Madden NFL 21 & game console
  • $500 NFLShop.com coupon
  • and more

NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN THE VISA 2020 NFL SWEEPSTAKES. Open only to legal 50 U.S. & D.C. residents who are 18 or older as of 10/1/20. Void in P.R. and where prohibited. Begins at 12:00 AM PT on 10/1/20, and ends at 11:59PM PT on 11/30/20 (“Promotion Period”). TO ENTER: 1) Automatic Entry: An eligible Visa cardholder will automatically receive one (1) Sweepstakes entry for each eligible Visa purchase made during the Promotion Period at a participating merchant location in the U.S. BONUS ENTRY: An eligible Visa cardholder will automatically receive one (1) bonus Sweepstakes entry for each eligible Visa purchase made using his/her contactless Visa card or using his/her Visa card with a payment-enabled device during the Promotion Period. 2) To Enter by Mail Without Purchase or Obligation: Hand-print your name, street address, city, state, ZIP code, and daytime and evening telephone numbers (including area code), and email address, on plain 3" x 5" paper, and mail it in a #10 envelope with sufficient postage affixed, to: Visa 2020 NFL Sweepstakes, P.O. Box 7769, Melville, NY 11775-7769. Mailed entries must be postmarked between 10/1/20 and 11/30/20, and received by 12/7/20. Enter as often as you wish; however, each mailed entry will count as two (2) entries into the random drawing and must be mailed in a separate postmarked-and-stamped envelope. Mechanical reproductions prohibited. PRIZE: One (1) Grand Prize: $10,000 (awarded in the form of a check) and a Visa NFL Gift Box. The Visa NFL Gift Box includes a Microsoft Surface, Bose Noise Cancelling Headphones, a Game Console, a Madden NFL 21 Game, a $500 Lowes gift card, a $500 NFLShop.com coupon code, a one (1) year subscription to NFL Game Pass valued at $100 (awarded electronically via a code) and a year’s worth of game days snacks valued at $650, awarded in the form of a $650 Visa Gift Card. Grand Prize will also include $5,800 cash (awarded in the form of a check) that can be used toward the payment of income taxes associated with the prize. ARV: $19,310. ODDS: Estimated odds of winning are 1 in 11,344,720,444; however, the actual odds of winning depend upon the total number of eligible entries received. Sweepstakes subject to complete Official Rules, available at www.visa.com/NFLUltimateSweepstakesFullRules. SPONSOR: Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999. The NFL Entities have not offered or sponsored this Sweepstakes in any way


Visa Purchase Alerts 

Keep tabs on your purchases. Get real-time alerts whenever your purchase meets the criteria you select.

Visa Purchase Alerts have moved -- if you had purchase alerts set up previously, you'll need to set them up again. If you need to enroll in purchase alerts, click “Check Eligibility” and follow the instructions on the Visa website.  If you are already enrolled, click “Sign In”.

In OUCU online banking, select the menu (three lines), under Card Services select  Visa Purchase Alerts

Purchase alerts will help you identify potentially fraudulent activity and let you take an active role in staying on top of acccount balances.