Promotions
Santa’s Sleigh ITM Giveaway Santa’s rewarding you for using any of our ITMs!
10 lucky members will win a $50 Kroger gift card, perfect for last-minute holiday goodies.
Every ITM teller-assisted transaction is an automatic entry!
Skipping the line, staying cozy, simply tap the help button, and let our “ITM elves” take care of the rest!
How to Enter:
- Complete a teller-assisted transaction at any OUCU ITM
- Dates: Mon., Dec. 15th through Wed., Dec. 31st.
- Press 'Help' button during business hours to connect with an OUCU Teller—it's that easy! Make payments, deposits, withdrawals and more with a friendly OUCU teller.
Gift cards can be picked up at your nearest branch. Winners must be OUCU members and agree to have their names shared on social media. If we can’t reach you within 24 hours, another winner will be selected.
You could win a trip to Maui, thanks to Visa!
Say Aloha to Your Next Adventure.
When you make a qualifying purchase using an OUCU Visa credit card from November 1 – December 31, 2025 you are automatically entered for a chance to win a trip to Maui.
One Grand Prize Trip to Maui, Hawaii!
• Round-trip airfare for you and a guest
• 5-night stay at a luxury hotel
• 2 Exclusive Maui excursions
• $1,000 Visa Prepaid Product
Plus, 50 cardholders will win a $500 Visa Prepaid Product!
NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. Open to 50 U.S./D.C. & PR, 18+ or age of maj. Void where prohibited. Ends 12/31/25. For details, including non-purchase entry method and eligible Visa credit cards, click here
Auto Loan Rates Are FALLing
We've just lowered rates to help you save! It’s a great time to buy a vehicle or refinance it from another lender. We’ll make it easy to drive away with a payment that fits your budget.
Unlock More, Pay Less: No Closing Cost Home Equity Special*
Thinking about home improvements, consolidating debt, or tackling those unexpected expenses? Now’s the perfect time to tap into your home’s equity—without the usual upfront costs.
You'll save up to $1300! Hurry, ends December 31st.
*Pay no closing costs on any new HELOC when you apply between 10/01/2025-12/31/2025. Subject to credit approval. Offer good on new loans/lines only. For Home Equity Loans current rates range from 7.00% APR to 9.50% APR. As of 10/1/2025, the WSJ Prime Rate is 7.25%. Current rates across all markets range from Prime - 0.50% (currently 6.75%) to Prime + 2.00% (currently 9.25%). The minimum APR will never go below 2.75% and the maximum APR will not exceed 18%. Late payment charge after 10 days is 5% of payment amount. Property must be primary residence in the state of Ohio. NMLS #433809.