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February High Yield Certificate Specials!

OUCU High Yield Certificates help your savings grow faster in the year ahead. Available for a limited time. Lock in your rate and protect yourself against the market's ups and downs.
14-Month 3.89% APY*
21-Month 3.81% APY*
27-Month 3.74% APY*
Open your Certificate in Online Banking!
*APY= Annual Percentage Yield. The minimum amount required to open is $500. Interest compounded quarterly. Penalty may be imposed for early withdrawal. Rate accurate as of 2/3/2026 and subject to change at any time without notice.
Auto Loan Rates Are FALLing

We've just lowered rates to help you save! It’s a great time to buy a vehicle or refinance it from another lender. We’ll make it easy to drive away with a payment that fits your budget.