Promotions
You could win a trip to Maui, thanks to Visa!
Say Aloha to Your Next Adventure.
When you make a qualifying purchase using an OUCU Visa credit card from November 1 – December 31, 2025 you are automatically entered for a chance to win a trip to Maui.
One Grand Prize Trip to Maui, Hawaii!
• Round-trip airfare for you and a guest
• 5-night stay at a luxury hotel
• 2 Exclusive Maui excursions
• $1,000 Visa Prepaid Product
Plus, 50 cardholders will win a $500 Visa Prepaid Product!
NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. Open to 50 U.S./D.C. & PR, 18+ or age of maj. Void where prohibited. Ends 12/31/25. For details, including non-purchase entry method and eligible Visa credit cards, click here
Auto Loan Rates Are FALLing
We've just lowered rates to help you save! It’s a great time to buy a vehicle or refinance it from another lender. We’ll make it easy to drive away with a payment that fits your budget.
Unlock More, Pay Less: No Closing Cost Home Equity Special*
Thinking about home improvements, consolidating debt, or tackling those unexpected expenses? Now’s the perfect time to tap into your home’s equity—without the usual upfront costs.
You'll save up to $1300! Hurry, ends November 30th.
*Pay no closing costs on any new HELOC when you apply between 10/01/2025-12/31/2025. Subject to credit approval. Offer good on new loans/lines only. For Home Equity Loans current rates range from 7.00% APR to 9.50% APR. As of 10/1/2025, the WSJ Prime Rate is 7.25%. Current rates across all markets range from Prime - 0.50% (currently 6.75%) to Prime + 2.00% (currently 9.25%). The minimum APR will never go below 2.75% and the maximum APR will not exceed 18%. Late payment charge after 10 days is 5% of payment amount. Property must be primary residence in the state of Ohio. NMLS #433809.