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Business Savings Accounts

A business savings account is the cornerstone of your business membership with OUCU. 

Share Savings
A share savings account is part of every member's ownership in OUCU. It starts when you join; a $5 balance maintains your membership.
Money Max Savings
Higher rates for savers with larger balances. This type of account is ideal for earning higher dividends while offering availability for any emergency needs that might arise.

Ready to open an account? Use our Business Account Checklist as a guide for needed information.

Feature Regular Share Savings Money Max Savings
Who Should Open All Members; required for OUCU membership Perfect for savers with higher balances
Monthly Service Fee None None
Minimum Balance $5 maintains your business membership None
Dividends Compounded & credited quarterly Calculated daily; compounded & credited monthly
Minimum to open $5 - your 'share' in the credit union None
Automatic Transfers $1 each to cover non-sufficient funds in your checking account $1 each to cover non-sufficient funds in your checking account
Withdrawal/Transfer Limits None None
Rates Earns .05% View competitive tiered rates

Convenient Services

Member Business Certificates

  • Terms range from 6 months to 60 months
  • Just a $500 minimum deposit
  • Be sure to check out our weekly specials
  • There are penalties for early withdrawal



Mindy Henderson

Business Services Specialist
E. State St. Office
(740) 597-2805





Not a Member of Ohio University Credit Union?

Becoming a member is easy. OUCU can now serve businesses in the following counties: Athens, Fairfield, Hocking, Jackson, Licking, Meigs, Morgan, Muskingum, Perry, Vinton, and Washington County. You can join, really!

*Federal regulations prohibit no more than 6 pre-authorized withdrawals in a month. These include telephone, wire and Internet withdrawals.