Business Savings Accounts
A business savings account is the cornerstone of your business membership with OUCU.
A share savings account is part of every member's ownership in OUCU. It starts when you join; a $10 balance maintains your membership.
Higher rates for savers with larger balances. This type of account is ideal for earning higher dividends while offering availability for any emergency needs that might arise.
Ready to open an account? Use our Business Account Checklist as a guide for needed information.
|Feature||Regular Share Savings||Money Max Savings|
|Who Should Open||All Members; required for OUCU membership||Perfect for savers with higher balances|
|Monthly Service Fee||None||None|
|Minimum Balance||$10 maintains your business membership||None|
|Dividends||Compounded & credited quarterly||Calculated daily; compounded & credited monthly|
|Minimum to open||$10 - your 'share' in the credit union||$10 or direct deposit|
|Automatic Transfers||$1 each to cover non-sufficient funds in your checking account||$1 each to cover non-sufficient funds in your checking account|
|Withdrawal/Transfer Limits||6, per federal regulations*||6, per federal regulations*|
|Rates||Earns .05%||View competitive tiered rates|