Business Savings Accounts
A business savings account is the cornerstone of your business membership with OUCU.
Share Savings
A share savings account is part of every member's ownership in OUCU. It starts when you join; a $5 balance maintains your membership.
Money Max Savings
Higher rates for savers with larger balances. This type of account is ideal for earning higher dividends while offering availability for any emergency needs that might arise.
Ready to open an account? Use our Business Account Checklist as a guide for needed information.
Feature |
Regular Share Savings |
Money Max Savings |
Who Should Open |
All Members; required for OUCU membership |
Perfect for savers with higher balances |
Monthly Service Fee |
None |
None |
Minimum Balance |
$5 maintains your business membership |
None |
Dividends |
Compounded & credited quarterly |
Calculated daily; compounded & credited monthly |
Minimum to open |
$5 - your 'share' in the credit union |
None |
Automatic Transfers |
$1 each to cover non-sufficient funds in your checking account |
$1 each to cover non-sufficient funds in your checking account |
Withdrawal/Transfer Limits |
None |
None |
Rates |
Earns .05% |
View competitive tiered rates |
Convenient Services
Member Business Certificates
- Terms range from 6 months to 60 months
- Just a $500 minimum deposit
- Be sure to check out our weekly specials
- There are penalties for early withdrawal
Contact
Not a Member of OUCU Financial?
Becoming a member is easy. OUCU can now serve businesses in the following counties: Athens, Fairfield, Hocking, Jackson, Licking, Meigs, Morgan, Muskingum, Perry, Vinton, and Washington County. You can join, really!