Quick Pay is another way to repay your OUCU loans.
Make your loan payments anytime, anywhere, quickly and securely from your desktop or mobile devices.
Access Quick Pay outside or inside of Online Banking or Mobile Banking.
If accessed outside of online banking, there will be an identity verification process using your Member Number or SSN and date of birth.
Here’s how it works:
Once inside Quick Pay, make OUCU loan payments using either a credit card, OUCU account or other financial institution account. Select the loan you want to pay and choose your preferred payment method:
Transfer a payment from your OUCU checking or savings account to your OUCU loan account. Your accounts will display with available balances and your payment/transfer will be posted immediately if made by 10:00 p.m. ET (otherwise it will post the next day). You can schedule recurring payments. There is no fee for this service.
For Online Banking users who have enrolled in our eTransfers service, transfer a payment from your non-OUCU checking or savings account. Your payment will be posted in two business days if submitted before 6:30 p.m. ET. You can schedule recurring payments. There is no fee for this service.
Transfer a one-time or recurring payment from your savings or checking account with another financial institution. There is a $5,000 limit per transaction per day.
- Payments made after 2 p.m. and before 10 a.m. the next business day will be posted at 2:30 pm
- Payments made between 10 a.m. and 2 p.m. will post at 5 p.m. the same day
- There is no fee for this service.
Your payment will be posted immediately if made before 8:45 p.m. ET (otherwise it will post the next day). There is a 3% processing fee for this service. There is also a $5 convenience fee if the transfer is done by phone.
Accepted cards include Visa debit cards, MasterCard credit cards and others.
Due to regulations, Visa credit cards and American Express cards are not accepted.
You can make a single one-time payment or schedule recurring monthly payments until your loan is paid off or the payment is cancelled.
Quick Pay Disclosure Agreement
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