Individual Retirement Accounts (IRAs)
Here's an easy way to save today for a fantastic tomorrow!
We can help set up automatic deposits or transfers to many of these accounts, so your savings continue to build effortlessly.
Traditional IRA
- Contributions are tax-deductible
- Earnings grow tax-deferred
- Tax on all contributions and earnings at withdrawal
Roth IRA
- Contributions are not tax-deductible
- Earnings grow tax-deferred
- Tax-free withdrawals on qualified distributions
Consult our IRA Retirement Central for tools and calculators.
| Feature | IRA Passbook Savings | IRA Money Max Savings | EasySave IRA Certificate | IRA Share Certificate |
|---|---|---|---|---|
| Minimum Deposit | $0 | $0 | $0 | $500 |
| Maximum Deposit | $0 | $0 | $6,500 | Unlimited |
| Deposit Timing | Anytime | Anytime | Anytime | Upon Opening |
| Term | Unlimited | Unlimited | 12 Months | 12 to 60 Months |
| Compounding | Quarterly | Monthly | Quarterly | Quarterly |
| APY | .10% | View Rate Tiers | 4.25% | View Rate Tiers |
Please consult your tax advisor regarding you specific tax situation. Must meet IRA eligibility requirements for IRA qualifying contribution amount. APY = Annual Percentage Yield. Penalty may be imposed for early withdrawal on certificates.
