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Individual Retirement Accounts (IRAs)



The Coronavirus Aid, Relief, and Economic Security (CARES) Act, recently passed into law, includes a number of measures designed to stimulate the economy. One provision allows retirees to forgo taking Required Minimum Distributions (RMDs) from IRAs ( or 401(k)-type plans this year.) If you would like to waive your IRA RMD for 2020, please call us or complete this online IRA form.



Here's an easy way to save today for a fantastic tomorrow!

We can help set up automatic deposits or transfers to many of these accounts, so your savings continue to build effortlessly. 


Traditional IRA

  • Contributions are tax-deductible 
  • Earnings grow tax-deferred 
  • Tax on all contributions and earnings at withdrawal 

Roth IRA

  • Contributions are not tax-deductible
  • Earnings grow tax-deferred
  • Tax-free withdrawals on qualified distributions
Consult our IRA Retirement Central for tools and calculators.
Feature IRA Passbook Savings IRA Money Max Savings EasySave IRA Certificate IRA Share Certificate
Minimum Deposit $0 $0 $0 $500
Maximum Deposit $0 $0 $6,500 Unlimited
Deposit Timing Anytime Anytime Anytime Upon Opening
Term Unlimited Unlimited 12 Months 12 to 60 Months
Compounding Quarterly Monthly Quarterly Quarterly
APY .10% View Rate Tiers 2.00%  View Rate Tiers

Current Rates


Please consult your tax advisor regarding you specific tax situation.  Must meet IRA eligibility requirements for IRA qualifying contribution amount. APY = Annual Percentage Yield. Rates are accurate as of 1/1/20. Penalty may be imposed for early withdrawal on certificates.


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