Home > Bank > Savings > Youth Accounts > Start Smart Teen (13-17)

Start Smart Teen Accounts

The wise way to build healthy financial habits – because adulting is just around the corner.

Free Checking Account

  • Ages 13 -17 with parent as joint owner
  • No monthly service fee or minimum balance
  • Debit/ATM Card


Online + Mobile Banking

  • Alerts by text or email for teens and parents
  • Snap a picture to deposit checks
  • Lock debit card if lost or stolen

Good Grade Rewards

  • Get a $5 deposit if you get Bs or higher on your report card.
  • Just bring your report card to the teller line!


To Open

Start Smart Loans

Learn the wise way to borrow money.

CU Difference Art Contest

Celebrate International Credit Union Day and you could win $100
For artists 13-17 years of age 

Create an original work of art to illustrate how credit unions build "a brighter tomorrow" for their members and their communities.CU Difference Art Contest

Ask yourself: "How does the credit union help me, my family, or my community?"

Then turn your answer into a photograph, video, poem, story, essay, drawing, painting, song, or whatever you can dream up.  

Submit your entry by October 15 by sending it to us on Instagram or Facebook @OUCreditUnion. 

On International Credit Union Day, October 21, we'll share the winning entry on our website and social media pages.

Plus, the winner will get a $100 deposit into the account of their choice. 
Want all the details? Read the full contest rules. 

Scholarships to Start Smart at Ohio University

If you’re planning to attend Ohio University, check out the Harry B. Crewson Scholarship

We give three $3,000 Harry B. Crewson scholarships to high school seniors who will become OHIO bobcats.
Open to members or the children of members. Application deadline is March 1, 2021. Contact Jodi MacNeal at (740) 597-2803 or memberservices@oucu.org with questions.

Download Scholarship Packet