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Start Smart Teen Accounts

The wise way to build healthy financial habits – because adulting is just around the corner.

Free Checking Account

  • Ages 13 -17 with parent as joint owner
  • No monthly service fee or minimum balance
  • Debit/ATM Card


Online + Mobile Banking

  • Alerts by text or email for teens and parents
  • Snap a picture to deposit checks
  • Lock debit card if lost or stolen

Good Grade Rewards

  • Get a $5 deposit if you get Bs or higher on your report card.
  • Just bring your report card to the teller line!


To Open a Smart Teen Checking Account Click Below


Start Smart Loans

Learn the wise way to borrow money.


Scholarships to Start Smart

Harry B. Crewson Scholarship

If you’re planning to attend Ohio University, check out the Harry B. Crewson Scholarship

We give three $3,000 Harry B. Crewson scholarships to high school seniors who will become OHIO bobcats.
Open to members or the children of members. Application submissions ended on March 1st, 2023, and will reopen in early 2024. Contact Jodi MacNeal at (740) 597-2803 or memberservices@oucu.org with questions


NEW! OUCU Higher Education Scholarship

We're pleased to introduce a new scholarship for high school graduates! While the Crewson Scholarship is for those attending Ohio University, this scholarship is for graduates attending a school other than OU.

If you've been accepted to any university, college, community college, or trade school, we encourage you to apply. Three (3) $2,000 scholarships will be awarded. Members of OUCU Financial and children who are under legal guardianship of a member are eligible to apply. 

Application submissions ended on April 1, 2023 and will reopen in early 2024. Contact Jodi MacNeal at (740) 597-2803 or memberservices@oucu.org with questions.