Home > Borrow > Vehicle Loans > Auto Loans

Auto Loans

New & Used Auto Loans

When you need to go places, we’ll help you get there with a low 2.99% APR.

Get behind the wheel of the perfect car with our affordable and convenient auto loans to match your specific needs and budget. Whether you’re interested in purchasing a brand new vehicle or driving away in an experienced used car, we’ll help you find a way to accomplish your goal.

  • Auto loans as low as 2.99% APR
  • User-friendly loan process
  • Affordable GAP insurance
  • Personalized service for members
 

Save up to $900 today with OUCU, the smart choice!

Feature OUCU Local Bank
Rates As low as 2.99% APR 3.49%* and up
Origination Fee None $125*
Dealer Document Fee None 150 average
GAP Insurance $449 $1,000**
Prepayment Penalty None $100 or more
Skip-A-Pay Option Yes! No

*A local financial institution, Nov. 2017
**According to Esurance, Feb 2017. Subject to credit approval. On a $10,000 loan for 2.99% annual percentage rate, the monthly payment would be $179.64.

If you make a payment 10 days or more after the due date, you may be charged 5% of the payment amount. 

Tools & Services

Auto Loan Page FAQ

 

You need the wheels to go there, we have the loan to get you there!

Why choose OUCU? Great rates, flexible terms and conditions, fast process, no application fee, and convenient e-sign service.

The adventure begins with an auto loan from Ohio University Credit Union.

Apply Now