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Auto Loans

New & Used Auto Loans

When you need to go places, we’ll help you get there with rates as low as 2.74% APR.

Plus, right now you'll get 60 days to first payment+!

Get behind the wheel of the perfect car with our affordable and convenient auto loans to match your specific needs and budget. Whether you’re interested in purchasing a brand new vehicle or driving away in an experienced used car, we’ll help you find a way to accomplish your goal.

  • Auto loans as low as 2.74% APR
  • User-friendly loan process
  • Affordable GAP insurance
  • Personalized service for members
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Save up to $900 today with OUCU, the smart choice!

Feature OUCU Local Bank
Rates As low as 2.74% APR 3.99%* and up
Origination Fee None $125*
Dealer Document Fee None $150 average
GAP Insurance $449 $700**
Prepayment Penalty None $100 or more
Skip-A-Pay Option Yes! No

*A local financial institution, Oct. 2020. **According to Investopedia, July 2020. 

If you make a payment 10 days or more after the due date, you may be charged 5% of the payment amount. 

+Interest will accrue during this time.

Rates subject to change. New loans only; rate quoted with automatic payments. The base APR is the advertised rate and can vary based on creditworthiness, age of vehicle and term of the loan.

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