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ATV & UTV Loans


Whether you’re embarking into the untamed wilderness of Hocking Hills or venturing through the familiar territory of your own backyard, let the team at OUCU Financial fund your next outdoor escapade with an ATV or UTV loan that exceeds all your expectations.

ATV, UTV, Side by Side Loan Features & Benefits

OUCU Financial makes saving money almost just as fun as bringing home a new outdoor toy. From low-interest rates to flexible term lengths, our personalized services free you up to hit the trail anytime the urge arises.

  • Competitive APR* Rates: Low rates allow you to save you money just by being one of OUCU’s valued members. Rates are as low as 7.24% APR
  • Flexible Terms: Varying term lengths of up to 60 months (5 years) provide many ways to finance your purchase in a way that’s comfortable for you. 
  • Zero Closing Fees: OUCU removes unnecessary expenditures by biting back on closing costs and other fees.
  • No Prepayment Penalties: With no prepayment penalties, OUCU members can choose to pay back their loans at any time without the threat of hidden fees or payments.
  • Skip A Pay Service: Let yourself be carefree with OUCU’s complementary Skip A Pay option, providing leeway for the months where life gets in the way of your goals.


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Getting Your ATV & UTV Loan is Easier Than You Think

Empower yourself to get the best deal when you apply for loan preaproval. 

Step 1. Apply
  • Online or by phone
  • Let us know what you can afford
  • No need to choose vehicle yet


Step 2. Get Answer
  • Get a quick answer
  • Receive Pre-Approval Letter
  • Shop for your favorite vehicle/boat
Step 3. Close
  • Have a dealer send us a purchase agreement
  • We help you close with a private seller
  • Sign on the go from anywhere or in the branch!

Tools & Services

Get An ATV or UTV Loan Now

Owning an ATV or UTV isn’t just a luxury, but a symbol of your freedom to do what makes you feel alive. At OUCU Financial, we are proud to empower our members to live, thrive, and drive just about anywhere.

Pay less for your play with an ATV loan or UTV loan through OUCU Financial today.


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*APR = Annual Percentage Rate. On a $10,000 for 48 mo at 7.24% APR monthly payment would be $240.53