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Signature Line of Credit

Connects to your checking account as a safety net against overdrafts, and offers extra funds when you need them.

  • Fixed rates, currently 11.24% - 18.00% APR
  • NO annual fee
  • Can also be a stand-alone line of credit, no checking account needed

Subject to credit approval. APR=annual percentage rate. 

Overdraft Occurrences

If an overdraft occurs, your line of credit will automatically transfer funds in $100 increments to your checking account to cover the overdraft. If you have less than $100 available credit, only the amount of the overdraft will be transferred.

Text or email overdraft alerts can be set up using CU Alerts in online banking.


If your line of credit has a balance, a minimum payment of 2% of the balance or $20, whichever is greater, will automatically be deduced from your checking account on the 20th of each month. Repayment may also be made anytime using online banking.

Read more about additional checking account overdraft options

If you make a payment 10 days or more after the due date, you may be charged 5% of your payment amount. 


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