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Fast & Flexible Personal Loans Online

Ohio University Credit Union can help you secure personal loans online at great rates and terms. We offer loans that make it easy for you to get the cash you need when you need it. Through our fast approval process, you can be quickly approved for a loan in no time. 

Personal Loans Online From OUCU

In addition to quick, local decision-making and great member services, OUCU’s competitive interest rates and multiple loan options make it easy to find the loan that is right for you.

To learn more about loan terms and conditions or to prequalify, contact OUCU today.

Personal Signature Loans

With just your signature, you can obtain a personal loan. A personal signature loan allows you to borrow money to make important purchases, consolidate debt, or just get extra funds when you need them. There is no collateral needed and your signature alone is your promise to repay.

Government Shutdown Assistance

Government shutdowns are hard on federal employees. There is no set time frame to know when to expect a paycheck and living without guaranteed pay can be difficult. 

If you or someone you know is struggling financially due to a government shutdown, obtaining a personal loan online may help. Learn more about shutdown assistance here.

Share Secured Loans

Do you already have a bank account with OUCU? You may be able to borrow against the funds in your savings or certificate account for a great rate.

If your deposits are greater than the amount you wish to borrow, your loan rate will be equal to 3% plus the deposit rate on your account. OUCU is proud to offer some of the best loan rates around!


CU Cash NowTM

At OUCU, we realize that some of our members are using payday lending outlets or check-cashers to help make ends meet. These options offer same business-day payments but at a high price. In some cases, up to 800% annual percentage rate can be expected on payday loans.

Our CU Cash Now™ line is designed to help established members who need a small dollar amount to carry them over until their next regularly scheduled income check or those who are looking to rebuild their credit. It is generally available to members regardless of credit history.

The CU Cash Now™ personal online loan features:

  • $50 annual service fee
  • 18% annual percentage rate
  • $500 credit limit
  • Automatic monthly payment - minimum of $20 due by the 20th of each month
  • We want to assist you in improving your financial condition so that pinch isn't so hard the next time.



Tools & Services

Loan Services Offered By OUCU

OUCU is a financial institution that always works with members on an individual basis to help them get the most out of their loans. We offer a variety of loan options and related services to ensure your financial success.

Signature Line Of Credit 

A signature line of credit can help protect against accidental overdrafts. Members who use a signature line of credit are guaranteed no annual fees, fixed APR, and reliable repayment options.

Learn More

Computer Loans

If you need a new computer, a computer loan from OUCU can help! When you know what type of computer you need, simply apply online. There is no application fee and most loans offer same-day approval. 

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Sustainability Loans

Are you looking to upgrade your home to be more environmentally friendly? 

Solar panels, heating and cooling upgrades, and ENERGY Star products can be financed through a sustainability loan. These loans are a great option for you. OUCU offers fixed interest rates and no annual fees for approved applicants. 

Learn More

Access Competitive Personal Loans Online Today

Ohio University Credit Union’s loan options give you the flexibility to find the personal loan that is right for you. 

To apply for a loan, or to learn about loan qualifications, contact OUCU today.


*Must be an OUCU member in good standing for a minimum of 120 days. Member must be in good standing at the time the loan is applied for and each time an advance is made. Member must be employed for a 6-month period, or be receiving verifiable fixed income, must provide proof of income and time on job at the time of application. Member cannot be in the process of filing for bankruptcy. If you make a payment 10 days or more after the due date, you may be charged 5% of the monthly payment amount.