Fast & Flexible Personal Loans Online
Ohio University Credit Union can help you secure personal loans online at great rates and terms. We offer loans that make it easy for you to get the cash you need when you need it. Through our fast approval process, you can be quickly approved for a loan in no time.
Personal Loans Online From OUCU
In addition to quick, local decision-making and great member services, OUCU’s competitive interest rates and multiple loan options make it easy to find the loan that is right for you.
To learn more about loan terms and conditions or to prequalify, contact OUCU today.
Personal Signature Loans
With just your signature, you can obtain a personal loan. A personal signature loan allows you to borrow money to make important purchases, consolidate debt, or just get extra funds when you need them. There is no collateral needed and your signature alone is your promise to repay.
Government Shutdown Assistance
Government shutdowns are hard on federal employees. There is no set time frame to know when to expect a paycheck and living without guaranteed pay can be difficult.
If you or someone you know is struggling financially due to a government shutdown, obtaining a personal loan online may help. Learn more about shutdown assistance here.
Share Secured Loans
Do you already have a bank account with OUCU? You may be able to borrow against the funds in your savings or certificate account for a great rate.
If your deposits are greater than the amount you wish to borrow, your loan rate will be equal to 3% plus the deposit rate on your account. OUCU is proud to offer some of the best loan rates around!
CU Cash NowTM
At OUCU, we realize that some of our members are using payday lending outlets or check-cashers to help make ends meet. These options offer same business-day payments but at a high price. In some cases, up to 800% annual percentage rate can be expected on payday loans.
Our CU Cash Now™ line is designed to help established members who need a small dollar amount to carry them over until their next regularly scheduled income check or those who are looking to rebuild their credit. It is generally available to members regardless of credit history.
The CU Cash Now™ personal online loan features:
- $50 annual service fee
- 18% annual percentage rate
- $500 credit limit
- Automatic monthly payment - minimum of $20 due by the 20th of each month
- We want to assist you in improving your financial condition so that pinch isn't so hard the next time.