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Savings Accounts

Building a savings account is the heart of a healthy financial future!

Regular Share Savings Account

Our basic savings account required for membership, great place to start your savings plan.

Open Account

Money Max Savings Account

A tiered savings account perfect for when you have more to save.                                            

Open Account



Feature Regular Share Savings Money Max Savings Account
Annual Percentage Yield (APY) Earns .05%  View Rates
Who Should Open All Members: Required for OUCU membership Perfect for savers with higher balances
Monthly Service Fee None None
Minimum Balance $5 maintains your membership None
Dividends Compounded & credited quarterly Compounded & credited monthly
Minimum to Open $5 - your "share" in the credit union None
Automatic Transfers $1 each to cover non-sufficient funds in your checking account $1 each to cover non-sufficient funds in your checking account
Withdrawal/Transfer Limits Unlimited Unlimited


Special Savings Accounts

Saving for something special? Start here!

Christmas Club, Vacation Club & Special Share Savings

  • Same basic features as the Regular Share Savings
  • Automatic deposits make it easy, transfer online
  • Open your account in online banking during business hours
  • Rename your Special Share savings in online banking for whatever you’re saving for.
    In online banking, hover over the magnifying glass next to the account you want to rename, select modify nickname. Name it "Wedding Savings" or whatever you choose!

Your Funds are Federally Insured

Your savings and certificates are insured up to $500,000. The first $250,000 is federally insured by the National Credit Union Association (NCUA). Your next $250,000 is insured by Excess Share Insurance, the nation's largest private deposit insurer.

Fees could reduce earnings.

Terms and Conditions