Home Loans
A home is a place to create special memories with those you love. Take advantage of OUCU's great rates, low down payment programs, competitive closing costs, and expert guidance to get the best deal on one of life's most significant purchases.
Our mortgage team is ready to guide you through the mortgage loan process, whether you're a current resident or new to the area and looking to purchase a home.
Schedule an Appointment Call Us: (740) 597-2801
Explore Home Loans:
Mortgage Loan Options
Explore our fixed-rate loan options and rates. Our expert staff, resources, and tools can help you navigate the home-buying process confidently.
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Home Loan Refinancing
Refinance your mortgage loan with OUCU to improve your current loan rate, consolidate debt, or embark on a big home improvement project.
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Home Loan Resources & Tools
Home-Buying Seminar & Resources
Are you a first-time homebuyer? Do you understand the different home loan options? Do you understand the difference between a fixed-rate mortgage and an adjustable-rate loan? Do you know how to apply for a home loan from a mortgage lender?
This seminar walks you through the credit union mortgage process and different types of mortgages. Explore our Financial Wellness Center to learn about budgeting, loan types, investing, and more!
Home Buying Guide about buy a home
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OUCU Financial Membership Benefits
OUCU Financial is a not-for-profit credit union, so we’re owned by our members rather than outside stakeholders. This means our members enjoy the credit union’s profits in the form of great rates on loans and deposits. In addition, our members enjoy many other benefits, including:
- OUCU Financial Debit Rewards or Platinum Rewards allow our members to earn valuable bonuses for spending.
- CU Save Member Discounts provide our members with discounts for shopping locally, regionally, or nationally.
- Bobcat Rewards, thanks to our partnership with OHIO Athletics, provide our members with exclusive giveaways of tickets, merchandise, and more.
- SavvyMoney means staying on top of your credit has never been easier! Get free access to your credit score daily, credit monitoring, and more without any impact on your score.
- The Financial Wellness Center provides guidance to support your goals to achieve financial wellness at every stage in life.
Great Rates
We give profits back to you through better dividends and APRs**.
Competitive Closing Costs
We strive to make borrowing as affordable as possible.
Personal Service
We take the time to understand your personal financial needs.
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Auto Loans
Get behind the wheel of a great deal with our low auto loan rates. Enjoy local servicing, flexible terms, and zero hidden fees.
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Credit Cards
Enjoy three great options with all the benefits. OUCU has a quality credit card that matches your needs!
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Personal Loans
OUCU Financial offers flexible personal loan options to help you get the money you need right away.
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*Subject to credit approval.
**APR=Annual Percentage Rate Mortgage
Click Reg. U.S. Pat. & T/M Off. Home must be primary residence in the state of Ohio.
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