You're busy and need easy access to your money. We get it!
Get free checking combined with personal service, mobile apps and access through credit union branch partners across the country!
Free & Simple Checking
Free checking, what could be better? Enjoy no monthly maintenance fees, no low-balance fees, unlimited transactions and plenty of additional benefits.
Earn dividends while still enjoying immediate access to your money! If you typically carry a large balance in your checking, make it work for you with dividend checking.
If you own a business or have rentals, our small business checking account is for you.
|Feature||Free Checking||Dividend Checking|
|Minimum Balance||None||$2 monthly charge waived if you maintain $5,000 balance|
|Monthly Service Charge||None||$2 monthly charge, waived if you maintain $5,000 balance|
|Free Debit Card||Yes||Yes, earns CU Reward Points|
|# Free ATM Transactions at Non-OUCU ATMS||5||5|
|Dividends||None||Earns dividends if daily balance is over $500|
|Initial Deposit||$25 or direct deposit||$25 or direct deposit|
|Overdrafts||Overdraft Protection Options||Overdraft Protection Options|
CU Save Member Program
Want to save money + have fun?
Use your CU Save debit card or key tag for exclusive member offers from our local business partners.
You'll save money while building a stronger community!
Discover more great ways to save with online deals from regional entertainment venues, national retailers, service providers and travel companies.