Checking Accounts
You're busy and need easy access to your money. We get it!
Get free checking combined with personal service, mobile apps and access through credit union branch partners across the country!
Free & Simple Checking
No monthly fees, no balance requirements, unlimited transactions, and more. Discover the benefits today.
Dividend Checking
Earn dividends and CU Rewards while keeping full access to your money. Make your balance work for you.
A Regular Share Savings Account is required for all members. $5 maintains your membership; that’s your ‘share’ in our credit union.
For security purposes, the application will time out after 10 minutes of being idle. However, you are able to save your progress and return to it later.
**Non-OUCU ATMS may charge a fee.
Your money should do more for you!
At OUCU, members save smarter, and stress less about their finances.
Becoming a member takes just a few minutes:
- Apply online - open to anyone in Ohio
- Have your personal information ready
- Set up your account and start enjoying the benefits
Join thousands of Ohio members who are saving more and stressing less with OUCU.
Where are you on your journey to financial wellness?
Explore our Virtual Financial Wellness Center and find trusted advice and judgment-free financial guidance.
Virtual coaches, calculators, articles, and more to help you at every stage in life.
Additional Checking Accounts To Fit All Your Needs!
Start Smart Teen Checking
Age 13 – 17
- No initial deposit
- No minimum balance
- Debit/ATM Card
- Good grade rewards, and more
College Student Checking
Students 17+
- No initial deposit
- No minimum balance
- No fees from OUCU at any ATM** and more
Additional Accounts
For these account types, you will need to contact us by one of the methods below.
Convenient Services
Discover why we stand out.
A partner who genuinely cares about your success.
Cutting-edge digital solutions designed to meet your evolving needs.
Expert support every step of your journey.
Financial products tailored to fit your needs.
5-Star rating for financial strength and stability from BauerFinancial, Inc., the nation’s premier bank and credit union rating firm.
7x Winner Best Financial Institution in Athens by the readers of the Athens News and Athens Messenger.
Frequently Asked Questions
