Home > Blog


emergency savings bootcamp graphic>

Emergency Fund Bootcamp

August 17, 2021

Is it time to get your savings in shape? Having an emergency fund is one of the best ways to reduce financial stress and feel more confident about your money. 

Read More »
credit score intervals displayed on a car's speedometer>

What Credit Score Do I Need To Buy a Car?

July 23, 2021

If you’re planning to finance a vehicle, but don’t have the best credit, you may be concerned about your chances of being approved. 

Read More »
a man signing car loan documents and receiving keys to his new vehicle>

4 Steps To Qualify for a Car Loan

July 20, 2021

If you’re looking to buy a car relatively soon, you may have started thinking about what the process of getting a car loan might look like. The process can seem confusing, but we’re here to demystify it. 

Read More »
signing documents with a notary photo>

Signed and Sealed: Notary Services

June 17, 2021

Have you ever needed to use notary services and wondered what a notary does? 

Read More »
auto loan interest photo>

How Is Your Auto Loan Interest Calculated?

June 15, 2021

If you have a car loan, you probably know that part of your monthly payment goes to interest.

Read More »
couple buying car with a credit union loan>

Which Makes Better Financial Sense: Leasing or Buying a Car?

June 14, 2021

If you’re looking for a new car, you may have wondered whether you ought to lease or buy it.

Read More »
family photo for child tax credit changes>

Recent Changes to the Child Tax Credit

June 10, 2021

The Child Tax Credit will change this year as part of the American Rescue Plan Act passed by Congress in March. What does that mean for parents? We have some details on how this will affect families for tax year 2021.

Read More »
family on vacation graphic>

Secured vs Unsecured Loans

May 25, 2021

There are two different types of loans: secured loans and unsecured loans. Understanding the differences between the two and determining which is right for your situation is an important part of reaching your financial goals.

Read More »
driving a new car>

Is a Credit Union or Bank Best For Car Loans?

May 18, 2021

It’s time to buy a car, but how do you choose the right institution for your financing? From national banks to local credit unions, you have several options when it comes to obtaining an auto loan. 


Read More »
purchasing a new car>

What are the Requirements for a Car Loan?

May 17, 2021

Do you need a new (or new-to-you) car? Unless you can pay for the vehicle entirely out-of-pocket, you will need to secure a car loan to drive away in a new ride.

Read More »
Finding a car and loan that makes you happy>

What Is The Average Car Loan Length?

May 6, 2021

If a new vehicle is in your plans, don’t get sucked into the excitement of the sale, agreeing to a loan length that might not be right for you.

Read More »
graduating student>

How Will I Manage to Send My Child to College?

May 5, 2021

Being able to send your child to college is near the top of the wish list for most parents. The best thing to do is to start saving as early as possible.

Read More »
2021 Financial Habits>

New Year, New Money Habits: Small Changes for Improving Your Financial Health

January 4, 2021

The New Year is a time for powerful new beginnings! Small changes in habits can improve your financial health. 

Read More »
Why Purchase Life Insurance?>

Why Purchase Life Insurance?

September 2, 2020

We've all heard about the importance of having life insurance, but is it really necessary? Usually, the answer is "yes," but it depends on your specific situation. 

Read More »
help managing debt>

Managing Debt

July 7, 2020

Most people have to borrow money at some point, and many struggle to pay it back. But debt is a burden that doesn't have to break the bank.

Read More »
refinance home graphic>

Refinancing Your Home

March 26, 2020

You might be one of many Americans who could benefit from refinancing your home.

Read More »
buyer gets keys to new car with great auto loan rate>

Auto Loan Rates

February 21, 2020

You may have heard the saying, “It’s not the destination; it’s the journey.” We agree, and we want to help you on your car buying journey.

Read More »
a preapproval can save you time and money>

5 Reasons To Get A Car Loan Pre-Approval

February 19, 2020

There are many decisions you have to make when purchasing a vehicle. The size, color, make, and model of your car, along with the dealership and financing company, are all critical choices.

Read More »
know your auto financing options>

Auto Loans - Know Your Financing Options

February 5, 2020

Whether you want a used or new auto loan, have no credit or bad credit, or need to refinance your vehicle, there are special financing options available.

Read More »
woman in a new vehicle who knows what it means to finance a car >

What it Means to Finance A Car

January 29, 2020

Often, financing is the best option people have when purchasing a vehicle. In many cases, certain new or used cars are not affordable without it, but it does come with a certain level of responsibility for the borrower.

Read More »
a couple hiking>

8 Ways To Use Personal Loans in Athens, OH

November 25, 2019

As an Athens, OH resident, you might find yourself wanting or in need of a personal loan. It could be due to an emergency, a strategic financial move to consolidate debt, or because you want to finance a large purchase.

Read More »
a buyer who chose new vs. used car at the dealership>

New vs. Used Car Loans [A Guide]

November 25, 2019

When you’re ready to purchase a vehicle, there are many factors to consider. Car or truck. Sedan or coupe. Black or silver. New or used. With so many decisions to make, you don’t want not knowing whether you should select a new vs. used car to hold up the process.

Read More »
young couple getting engaged>

How To Get A Personal Loan [Step-By-Step Guide]

November 12, 2019

Whether you need to fund an emergency, a once in a lifetime adventure, or a large purchase, there are many reasons why taking out a personal loan is a great option.

Read More »
happy couple smiling about getting the best personal loan rate>

Best Personal Loan Rates & What Influences Them

October 25, 2019

When qualifying for a personal loan, two things matter most - the amount you are eligible for and your interest rate.

Read More »
a happy couple is approved for best low-interest personal loan>

How to Qualify for Low Interest Personal Loans

October 16, 2019

Whether you need to pay for an emergency, a once in a lifetime opportunity, or home project, you want a low-interest rate. If you get stuck with a high rate, the amount that you pay back is higher than what you'd expect.

Read More »
lady on laptop graphic>

10 Reasons Why You Need a Small Personal Loan

September 18, 2019

There are many reasons to take out a personal loan. Unlike a car loan or a home loan, funds you receive can be earmarked to cover several types of expenses.  

Read More »
new car graphic>

New Car Financing Guide

September 10, 2019

You found it. Your dream car. Now you just have to figure out how to pay for it.

Read More »
couple looking at computer>

How To Get The Best Personal Loan

August 7, 2019

If you’ve never used a personal loan or it’s been a while, you’re in for a surprise: Today’s loans are not the one-size-fits-all options of the past. Now, you can get a personal loan to fit just about any financial need or situation. 

Read More »
car graphic>

Used Car Financing Guide

July 30, 2019

Choosing a used auto loan is a financial move that allows you to obtain a shorter term and lower monthly payments. Learn more in this used car financing guide.  

Read More »
car finance options in Athens, OH>

Car Finance Options for Ohio University Staff & Students

July 1, 2019

Financing a vehicle is not a one size fits all process.
Depending on your specific needs and preferences, the car buying journey involves many variables and choices.

Read More »
car loan graphic>

Car Finance Resources

June 6, 2019

We’re here to make the process of financing a car as easy as possible. Whether you’re looking for user-friendly auto loan calculators to make estimating payments easier, or simply want auto finance tips from lending experts, you’ve come to the right place.

Read More »
car loan banner>

Car Loans: How Much You Can Get Approved For

May 15, 2019

One of the most frequently asked questions we receive is “how much car loan can I get approved for?” Knowing that information as you’re looking for the perfect vehicle is essential because it helps you narrow down your search.

Read More »

Go to main navigation