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Business Financing

Whether you need to purchase property, equipment or working capital, OUCU has the financing solution to meet your needs.
Our wide range of options help you grow into the business you want to become.

Product Purpose Term Amount Additional Info
Real Estate Loans Purchase or refinance of commercial real estate Up to 15 years, with longer amortizations Up to $7 million Competitive variable rates available
Rental Property Loans Investment property purchase Up to 30 years Up to $7 million Fixed rates available; single family to multi-family options available
Construction/Renovation Loans Construction or Renovation of real estate Varies Up to $7 million One seamless closing process for construction to permanent
Term Loans Long-term working capital and equipment 5-7 years Up to $7 million Fixed & variable rates available
ReadyLine of Credit Prevent overdrafts due to unexpected expenses 5 years $1,000 - $5,000 Easy access in online banking; monthly payment is 2% of outstanding balance, $20 minimum 
Line of Credit Working capital Open ended; reviewed annually Up to $1 million Interest only on balance used

BUSINESS LOAN APPLICATION For over $100,000 

BUSINESS LOAN APPLICATION FOR UNDER $100,000

ReadyLine Application 

ANNUAL PERSONAL FINANCIAL STATEMENT 

 

Contact the OUCU Financial Business Team

Donna Russell

Donna Russell

Senior Commercial Lender
E. State St. Office
(740) 447-5202
business@oucu.org

Schedule Appointment

 

Do you own a business or LLC?

Federal legislation now requires you to report Beneficial Ownership Information to the government agency FinCEN (Financial Crimes Enforcement Network).
Failure to report could result in penalties, including fines up to $500/day or imprisonment.
The new Corporate Transparency Act addresses the disclosure of corporate ownership and is intended to help prevent and combat money laundering, terrorist financing, corruption, and tax fraud. If you have a business registered in any state, you must file the report. We recommend you contact your attorney or accountant with questions.

Where to File your Beneficial Ownership Information. https://boiefiling.fincen.gov/ 
Beneficial Ownership Information Reporting FAQ’s  https://www.fincen.gov/boi-faqs 

SCAM ALERT:

Beware, the fraudsters are developing Corporate Transparency Act scams to trick you and steal your personal information!
Be sure to use the official BOI E-Filing System site, don’t click links from emails, and never give out your personal information or passwords.

CLICK TO eFILE YOUR BOI

 

 

Not a Member of OUCU Financial?

Becoming a member is easy. OUCU can now serve businesses in the following counties: Athens, Fairfield, Hocking, Jackson, Licking, Meigs, Morgan, Muskingum, Perry, Vinton, and Washington County. You can join, really!