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Business Financing

Whether you need to purchase property, equipment or working capital, OUCU has the financing solution to meet your needs.
Our wide range of options help you grow into the business you want to become.

Product	Purpose	Term	Amount	Additional Info
Real Estate Loans	Purchase or refinance of commercial real estate	Up to 15 years, with longer amortizations	Up to $7 million	Competitive variable rates available
Rental Property Loans	Investment property purchase	Up to 30 years	Up to $7 million	Fixed rates available; single family to multi-family options available
Construction/Renovation Loans	Construction or Renovation of real estate	Varies	Up to $7 million	One seamless closing process for construction to permanent
Term Loans	Long-term working capital and equipment	5-7 years	Up to $7 million	Fixed & variable rates available
ReadyLine of Credit	Prevent overdrafts due to unexpected expenses	5 years	$1,000 - $5,000	Easy access in online banking; monthly payment is 2% of outstanding balance, $20 minimum
Line of Credit	Working capital	Open ended; reviewed annually	Up to $1 million	Interest only on balance used

ReadyLine Application Business Loan Application

Contact

Donna Russell

Business Services Manager
E. State St. Office
(740) 597-2816
business@oucu.org

Beth McIntyre

Commercial Lender
E. State St. Office
(740) 597-2879
business@oucu.org

Schedule Appointment

Not a Member of Ohio University Credit Union?

Becoming a member is easy. OUCU can now serve businesses in the following counties: Athens, Fairfield, Hocking, Jackson, Licking, Meigs, Morgan, Muskingum, Perry, Vinton, and Washington County. You can join, really!