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Business Financing

Whether you need to purchase property, equipment or working capital, OUCU has the financing solution to meet your needs.
Our wide range of options help you grow into the business you want to become.

Product Purpose Term Amount Additional Info
Real Estate Loans Purchase or refinance of commercial real estate Up to 15 years, with longer amortizations Up to $7 million Competitive variable rates available
Rental Property Loans Investment property purchase Up to 30 years Up to $7 million Fixed rates available; single family to multi-family options available
Construction/Renovation Loans Construction or Renovation of real estate Varies Up to $7 million One seamless closing process for construction to permanent
Term Loans Long-term working capital and equipment 5-7 years Up to $7 million Fixed & variable rates available
ReadyLine of Credit Prevent overdrafts due to unexpected expenses 5 years $1,000 - $5,000 Easy access in online banking; monthly payment is 2% of outstanding balance, $20 minimum 
Line of Credit Working capital Open ended; reviewed annually Up to $1 million Interest only on balance used

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Not a Member of OUCU Financial?

Becoming a member is easy. OUCU can now serve businesses in the following counties: Athens, Fairfield, Hocking, Jackson, Licking, Meigs, Morgan, Muskingum, Perry, Vinton, and Washington County. You can join, really!