Business Financing
Whether you need to purchase property, equipment or working capital, OUCU has the financing solution to meet your needs.
Our wide range of options help you grow into the business you want to become.
| Product |
Purpose |
Term |
Amount |
Additional Info |
| Real Estate Loans |
Purchase or refinance of commercial real estate |
Up to 15 years, with longer amortizations |
Up to $7 million |
Competitive variable rates available |
| Rental Property Loans |
Investment property purchase |
Up to 30 years |
Up to $7 million |
Fixed rates available; single family to multi-family options available |
| Construction/Renovation Loans |
Construction or Renovation of real estate |
Varies |
Up to $7 million |
One seamless closing process for construction to permanent |
| Term Loans |
Long-term working capital and equipment |
5-7 years |
Up to $7 million |
Fixed & variable rates available |
| ReadyLine of Credit |
Prevent overdrafts due to unexpected expenses |
5 years |
$1,000 - $5,000 |
Easy access in online banking; monthly payment is 2% of outstanding balance, $20 minimum |
| Line of Credit |
Working capital |
Open ended; reviewed annually |
Up to $1 million |
Interest only on balance used |
Not a Member of OUCU Financial?
Becoming a member is easy. OUCU can now serve businesses in the following counties: Athens, Fairfield, Hocking, Jackson, Licking, Meigs, Morgan, Muskingum, Perry, Vinton, and Washington County. You can join, really!
