Get ahead of your debt
If you are dealing with debt, you are not alone.
Here you’ll find trusted advice and education to help you feel confident in managing yourself out of debt.
Get Out of Debt Coach
This Coach session acts as a virtual Debt Coach, providing useful strategies to manage your personal debt situation and create a plan to pay off your debts using the debt snowball or avalanche methods.
Create a Budget Coach
This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle. Using the 50/30/20 rule, every dollar is assigned to needs, wants, or savings. You’ll also receive personalized advice to set you up for success.
Trim Your Budget Coach
Reducing your monthly expenses is a surefire way to keep more money in your pocket but getting started is easier said than done. This Coach walks you through your current spending one category at a time and gives you ideas for cutting costs.
Navigating Debt Collections Coach
Being contacted by a debt collector is scary but not uncommon. This coaching session will walk you through the most important information that you need to know and help you make a plan for how to move forward.
If you are still unsure of where to start in paying off your debt, we encourage you to connect with our partners at Greenpath for a free financial counseling session by phone.
GreenPath Certified Debt Counselor
OUCU Financial offers free certified debt counselors through our partnership with GreenPath Financial Wellness. Together, we can help you manage your debt and create a plan to become debt-free. Working with OUCU Financial and GreenPath can be a great way to take control of your finances and achieve your financial goals.
Debt Consolidation Loan
Are you struggling to keep up with multiple debt payments each month? Start your journey towards financial freedom with a debt consolidation loan, you can combine all your debts into one easy-to-manage monthly payment.
Balance Transfer to a Lower-Rate OUCU Credit Card
No balance transfer fees when you transfer your balance to an OUCU Visa Credit Card with a lower interest rate and get your finances back on track. It’s a smart move with easy-to-manage payments to help you pay down your balance and improve your financial situation.
Savvy Money Credit Score and More
Staying on Top of Your Credit has Never Been Easier! Get FREE, unlimited access to your credit score, full credit report, credit monitoring, financial tips, and personalized offers right in OUCU online and mobile banking without impacting your score!
Our member solutions team is here to assist our members with OUCU loan modifications and budget guidance if you’re experiencing financial hardships. Let us help by calling 740 597-2800 and ask for Member Solutions.
Come see us! We’d love to support your financial goals