The New Visa Signature® Unlimited Cash Back Credit Card
Special Promotional Offer
0% Intro APR for 12 months on purchases and balance transfers made in the first 90 days.**
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Earn 4%* on gas and travel
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Earn 3%* on dining out
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Earn 2%* on groceries
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Earn 1% on everyday purchases
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No expiration on cash back amounts
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16.49% - 23.49% APR
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No annual fee
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*These earn categories are subject to an annual $15,000 aggregate spend limit. Additional purchases will earn back at 1% cash back.
**Credit Card Disclosure. Balance transfer must be from a non-OUCU card or loan. Balance transfer fee is $10 or 2% of the amount of each transfer, whichever is greater.
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OUCU & Visa Credit Card Benefits
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Local member service
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Contactless pay
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Digital wallet
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Access through online banking
You pay what we pay, no markup on our cost from Visa. Compared to competitor average around 3%
This is a pay-per-use roadside assistance program; available 24x7; Roadside Dispatch will ask for your location, what the problem is, and will remain on the phone with you.
For roadside assistance, call 1-800-847-2869
Costs $79.95 per service call. The amount must be charged to your Visa card. However, there is no fee or registration required for access. Also, there’s no limit to how many times you can use this service.
Here is what Visa roadside assistance covers:
- Jumpstarting – Battery boost
- Standard Towing – Up to 5 miles included
- Tire Changing – You must have a usable, inflated spare
- Lockout Service – No key replacement
- Fuel Delivery – Up to 5 gallons, plus the cost of fuel
- Standard Winching – On up to 100 ft. of paved or county-maintained road
Visa Roadside Dispatch is not free, but it may cost less than other local options. If you do not have the time to compare the prices, you can at least rely on Visa roadside assistance being available 24/7.
Helps cardholders improve their credit score and get ahead financially by presenting negative items from that cardholder’s TransUnion® credit report Dovly will parse and prioritize items and submit them to the bureau at the cadence designed to maximize the lift in credit score.
https://www.dovlyuplift.com/
Visa can work with your bank to expedite the replacement of your card and ship it globally within 24 to 72 hours. Contact your Visa card issuer for more information.
The Emergency Card Replacement must support a minimum spending limit of $5,000 USD and must have an expiration date of no earlier than 30 days.
Replace your card
Bridge spending when awaiting a replacement card. In case of emergency, Visa can arrange a wire cash transfer to your local Western Union within 2 hours of approval from your bank. 24/7/365, anywhere in the world (except countries under the US Economic Embargo), whether or not the cardholder reports a lost, stolen, or damaged card.
EXPLORE EXCLUSIVE VISA Signature UNLIMITED Benefits!
Airport Lounge Priority Pass™
Two free visits per year and a complimentary Priority Pass Membership, an exclusive OUCU Visa Signature Unlimited Benefit!
Priority Pass is the world’s largest independent airport lounge program, and access is not dependent on a specific airline or ticket class.
Complimentary Priority Pass Membership
- Get two free visits per year, $35 for each accompanying guest.
- $35 for each visit after your two complimentary entries.
- Use your Visa Signature Unlimited Cash Back Card as your lounge pass.
- You must have a same-day ticket on an eligible airline to access the lounge.
- Digital membership card with Priority Pass app available.
- Travel in style and enjoy complimentary refreshments away from the hustle and bustle of the departure hall.
Activate Your Priority Pass Now!
Find a Lounge
Members accept and must follow the conditions of use of the Priority Pass program.
Visa Signature Concierge
Helping cardholders research, book travel, make dining reservations, find event tickets, and event help with shopping!
Your Complimentary 24/7 Concierge, personal assistance for travel planning and more- available anytime, anywhere.
The Visa Signature Concierge Service fulfills the following types of requests:
- Travel Coordination - Domestic and International planning for air travel, lodging, recreation, and ground transportation, including reservations and arrangements
- Dining, Entertainment & Recreation - Such as sports and performance event tickets, dining reservations
- Personal Services - Such as gift ideas and flower delivery
- And More
Talk to your concierge now
1-800-953-7392 (within U.S.)
1-630-350-4551 (collect outside U.S.)
Learn more
*Free if issuer uses Visa Signature Concierge; Issuer pays if contracting with a concierge vendor; Cardholders pay for any services used.
Travel and Emergency Assistance Services
When you are traveling or working anywhere in the world, your covered Visa Signature gets you access to a multilingual call center - 24 hours a day, 365 days a year to help.
As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad. Keep in mind this program provides assistance only. Cardholders are responsible for the cost of any services received.
Services include:
- Medical Referral Assistance - provides medical referral, monitoring, and follow-up
- Emergency Transportation Assistance - arranges for transportation under medical supervision
- Emergency Message Service - can relay emergency messages for travelers and is available 24 hours a day
- Prescription Assistance and Valuable Document Delivery Arrangements - can accommodate unexpected prescription needs or transport critical documents (e.g. passport or travel visa), which may have been left at home or elsewhere
- Legal Referral Assistance - can arrange contact with English-speaking attorneys, U.S. embassies and consulates, bail-bond assistance, and follow-up assistance
- Emergency Ticket Replacement - arranges for the replacement and delivery of new tickets, and assists with ticket reimbursement procedures
- Lost Luggage Locator Service - can help you through the common carrier’s claim procedures or can arrange shipment of replacement items if an airline or common carrier loses your checked luggage
- Emergency Translation Service - provides telephone assistance in all major languages and helps find local interpreters, if available. Certain terms, conditions and exclusions apply. Contact your issuer for a copy of your Guide to Benefits.
- Pre-Trip Assistance, such as health precautions, weather reports, currency exchange rates, visas, and immunizations.
To use the services, simply call the toll-free, 24-hour Benefit Administrator line at 1-800-992-6029. If You are outside the United States, call collect at 1-804-673-1675.
Terms and Conditions
Universal Destinations & Experiences
Visa Signature is the official way to pay at Universal Orlando Resort and Universal Studios Hollywood.
Exciting benefits include: Discounted tickets, Savings on select merchandise and a complimentary appetizer.
Universal Orlando Resort
Located in Orlando, FL, is an award-winning theme park destination that welcomes all to truly be themselves while enjoying world-class attractions that redefine theme park experiences.
VISIT UNIVERSAL ORLANDO
Universal Studio Hollywood
Located in Universal City, CA, includes a full-day, movie-based theme park and Studio Tour – delivering highly-themed immersive lands that translate to real-life interpretations of iconic movies and TV.
visit universal hollywood
Explore Sonoma County Wineries with Visa Signature®
Savor, taste, and buy award-winning, handcrafted wines through Sonoma County Vintners year-round.
Sonoma County Vintners, Visa Signature®, and Visa Infinite® are pleased to offer year-round benefits and exclusive access to Visa Signature and Visa Infinite cardholders at more than 25 select Sonoma County Visa Signature® wineries.
Just look in your wallet; if your card says Visa Signature or Visa Infinite, you have instant access to dozens of perks like this one, and many others. Visit Visa Signature for more details about Visa Signature perks.
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