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You want to be protected when things don’t go according to plan. 
Prepare for the unexpected with these OUCU member-exclusive options.


Life Insurance

Any amount of coverage can help protect your family.

TruStage Life Insurance Policies to help you protect the people who matter most in your life. With many different options in whole and term life policies, doesn't it make sense to check rates and look into this important coverage?

Life Insurance

Accidental Death & Dismemberment (AD&D)

Our members get $1,000 coverage at no cost to them.

When it comes to accidents, we often think, “It will never happen to me.” But the fact of the matter is, accidents do happen. With TruStage AD&D Insurance, it’s easy to make sure you have coverage when it comes to the unforeseen. You can opt for additional coverage, too!

AD&D Insurance

Guaranteed Asset Protection (GAP) and GAP+

A wrecked vehicle can wreck your finances if you owe more on your loan than your insurance will pay.

GAP Plus is like an airbag for your vehicle loan.

Guaranteed Asset Protection (GAP) Plus can help fill the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out of pocket expenses if your vehicle is deemed a total loss. Talk to your loan officer today!


Credit Life Insurance & Credit Disability Insurance

How will you make your loan payments when the unexpected hits?

With optional Credit Life and/or Credit Disability Insurance added to your loan, your loan payments can be made for you when you can’t due to accident, injury or death. Talk to your loan officer about it today!


Additional Life Insurance & Long Term Care Insurance

Insurance can be confusing! We can meet to go over your situation and needs.

Schedule Appointment