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Balance Transfer Special

0% for 12 months!

Transfer your non-OUCU card balances here and get:
  • No balance transfer fee
  • Convenient and local service
  • Consolidate to one monthly payment

It's a great time to consolidate all your higher rate balances for one lower monthly payment. Get on the path to better finances and start the new year with a credit reboot!


For faster service, log into online banking and select 'Credit Card' then 'Balance Consolidation' under 'Services or use the form.

Balance Transfer Form


Do I have to pay the transferred balance off in full in 12 months?

No, this is a common misconception! After 12 months, any remaining balance that you transferred will fall under your regular credit card rate. 


Don't have an OUCU credit card? 5 reasons you have an OUCU credit card:

  • NO annual fees
  • NO balance transfer or cash advance fees
  • Local member service
  • Access through online banking
  • Security with EMV chips + more

Learn More       Apply Now



After 12 months, any remaining balance will fall under your regular rate. Current rates are below. 

balance transfer disclosures

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