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Auto Loans - Know Your Financing Options


When you’re shopping for an auto loan, you have several financing options to consider. Whether you want a used or new auto loan, have no credit or bad credit, or need to refinance your vehicle, there are special financing options available to you. 

Here are some options from OUCU for you to consider. 

New Auto Loans

If you want to purchase a brand new vehicle, you can qualify for a new auto loan

At OUCU, our new auto loans offer low-interest rates starting at only 6.24% APR. You can skip an extensive application process as our minimal paperwork requirements provide you with a user-friendly loan process. 

Let us take the hassle out of getting a new auto loan so you can get into your new vehicle and get on with life. 

Learn About New Auto Loans


Used Auto Loans

If you have your eye on a used vehicle, our used auto loan is designed especially for you. 

Get competitive rates starting at just 6.24% APR. You might even be able to secure an interest rate lower than you would for a new car loan, which is a highly attractive benefit. While we might not always beat our new car loan interest rates, we can typically offer lower rates than you’d find with other financial lenders. 

Used auto loans come with shorter terms and lower monthly payments so you can pay off your loan quicker while spending less over the length of your loan.  

Learn About Used Auto Loans


Low Credit Auto Loans 

We know that life happens, so if you come to us with bad credit or no credit, you won’t get an automatic no. 

If you have low credit due to a series of financial mishaps or no credit because you’ve yet to establish your finances, our friendly staff of experienced loan officers will review your financial profile to see if we can help you qualify for auto financing. 

No matter your background, we will do everything we can to try to get you the financing you need at the interest rates you deserve. 

Low Credit Auto Loans


Auto Loan Refinancing

If you already have an auto loan and believe you could qualify for a lower interest rate, you should consider refinancing.  

Our car refinance rates are as low as 6.24% APR, so you can quickly lower your payments to make your vehicle more affordable each month and over the life of your life. When you refinance with us, imagine what you can do with the extra money you’re saving. Your options are endless!

Auto Loan Refinancing


Which Auto Loan Is Best For You?

Whether you’re buying new or used, have excellent credit or none at all, or if you just want to refinance your current loan, we want to help you obtain financing. 

At OUCU, we have various auto loan financing options to fit your personal needs. Learn more about choosing the right auto loan financing. 

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