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Buy a Home

Your home is where you’ll make memories with those you love the most! 

It’s one of the biggest purchases you’ll make in a lifetime – we’re here to help you make the most of your money.

As the area’s #1 mortgage lender, we offer many home loan options, and our caring staff is here to guide you every step of the way. MortgageClick®, our online mortgage resource center, is also available to help you through the process of purchasing and preparing for your new home.

  • Competitive closing costs
  • Low down payment programs
  • Competitive rates - fixed and adjustable
  • Easy application process
  • Preapprovals within 48 hours

Get Started Today      Home Buying Guide


Home Buying Journey Phases 

The journey of buying a house has several stages. The best course of action for you to take will depend on where you’re at in the home-buying process.

Buying a Home FAQ


Current Home Mortgage Loan Rates 

Mortgage rates vary based on your credit score and the type of loan you choose. There are two types of rates in particular that we can offer, including adjustable and fixed-rate loans.

Fixed-Rate Loans

Fixed-rate loans are the most straightforward of the two options since the rate you start with is the rate you’ll stay at for the entire life of the loan. It won’t fluctuate up or down, and it provides a great way to lock in a favorable rate right from the beginning so your monthly payments are consistent.

Adjustable-Rate Loans

Adjustable-rate mortgages, or ARMs, have interest rates that fluctuate over the life of the loan. They’ll go up or down depending on market rates, but the starting rate is typically lower than fixed-rate loans. This is a great option if you want to preserve your buying power within the first few years of the loan. 

View Rates & Apply Online

Find The Right Home Mortgage Loan Type

Whether you go for a fixed-rate or adjustable-rate loan, all depends on a few factors, such as:

  • Your monthly income
  • Your current debts
  • Your credit score and credit history
  • The type of house you need
  • How much of a down payment you can afford
  • Special circumstances that may qualify you for unique loans, such as FDA or VA loans

For help finding out the type of loan that’s best for you, contact us to discuss your situation. 

We offer programs tailored specifically for first-time homebuyers.

Our expert staff, resources, and tools can help you navigate the home-buying process with confidence and ease. Contact us to get started!


MortgageClick Reg. U.S. Pat. & T/M Off. Home must be primary residence in the state of Ohio.

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